Merrywood Commercials Limited

Reference number: 670475

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When merrywoodcommercials.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8337 1176 is
  • Who else gives the postcode SM7 3AS
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
27 March 2012 (14 years old)
Registered office
Unit 1a Rear Of 9 Croydon Lane, Banstead, Surrey, SM7 3AS
Nature of business
  • Sale of other motor vehicles (SIC 45190)

Directors and company secretaries

Name Role Born Appointed Other companies
Gail Gray Director May 1958 27 Mar 2012 1 other company
Garry Clifford Gray Director Apr 1958 27 Mar 2012 1 other company
Dean James Gray Director Jul 1984 7 Sep 2026 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£91.4k

−53% from £195k

Cash at bank

£51.9k

−50% from £103k

Employees (average)

6

Same as 6

Owed within a year

£223k

−2.6% from £229k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08007156. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Merrywood Commercials’s history from the FCA register and Companies House, newest first.

2016

30 June 2016

  • Gail Gray gained significant control
  • Garry Clifford Gray gained significant control

Companies House

2015

13 February 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2012

27 March 2012

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Merrywood Commercials

Other firms of the same type (car dealer), nearest first.

In Banstead

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Merrywood Commercials

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Merrywood Commercials Limited FCA authorised?
Yes, Merrywood Commercials Limited (FRN 670475) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Merrywood Commercials’ phone number and website?
The FCA register lists the phone number 020 8337 1176 and the website merrywoodcommercials.co.uk for Merrywood Commercials. If you were given different contact details, use these to check with the firm before going any further.
Is Merrywood Commercials a scam or clone?
Merrywood Commercials is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Merrywood Commercials?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Merrywood Commercials handles your money, so check the specific product before you commit. You can also refer complaints about Merrywood Commercials to the Financial Ombudsman Service, free of charge.
Who owns Merrywood Commercials?
Companies House lists 2 people with significant control of Merrywood Commercials: Mr Garry Clifford Gray (significant influence or control) and Mrs Gail Gray (significant influence or control).
Who runs Merrywood Commercials?
Companies House lists 3 directors of Merrywood Commercials: Gail Gray, Garry Clifford Gray and Dean James Gray.
How long has Merrywood Commercials been in business?
The company was formed on 27 March 2012, and has held its current FCA authorisation since February 2015.
What do Merrywood Commercials’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £91.4k (−53% from £195k) and cash at bank of £51.9k (−50% from £103k).

Sources and links

The full report on Merrywood Commercials Limited

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