Mertrux Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 21 years
Protected through the principal
No FCA actions
Active company since 1984
Accounts filed up to 31 December 2025

Responsible principal firm

MEADOW GROUP SERVICES LIMITED Reference number: 306815 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Mertrux Limited (FRN 404179) is an AR of MEADOW GROUP SERVICES LIMITED (FRN 306815). When you use Mertrux's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Mertrux, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

mertrux.com (opens in a new tab)
Phone number

01332 290290
Address

Mertrux (Derby) Ltd, 10 Chequers Road, Derby, Derbyshire, DE21 6EN, United Kingdom

In the full report: 3 background checks

When mertrux.com first appeared online, and whether it can receive email
What kind of line 01332 290290 is, and the other firm that gives it
Who else gives the postcode DE21 6EN

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Meadow Group Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 01785323 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 23 January 1984 (42 years old)
Registered office: 12,Chequers Road,, West Meadows Ind.Estate,, Derby., DE21 6EN
Nature of business: Sale of used cars and light motor vehicles (SIC 45112)
Sale of other motor vehicles (SIC 45190)
Maintenance and repair of motor vehicles (SIC 45200)
Retail trade of motor vehicle parts and accessories (SIC 45320)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Ian Edward Marshall	Director	Jul 1963	1 Apr 1999	11 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 11
closed down: 1
went insolvent: 1

In the full report: all 11 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
The one that went into liquidation or administration
The 4 on the FCA register
All 7 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Turnover

£122.5m

−7% from £131.8m

Profit before tax

£3.13m

−43% from £5.47m

Net assets

£14.2m

−23% from £18.5m

Cash at bank

£4.10m

−52% from £8.46m

Turnover and profit

In the full report: all 7 years of accounts

Every year from 2019 to 2025
Both charts, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 01785323. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mertrux’s history from the FCA register and Companies House, newest first.

Key events (11) All events (22)

2016

16 November 2016

Ian Edward Marshall gained significant control
Ian Edward Marshall no longer has significant control
Judith Ann Wright gained significant control
Judith Ann Wright no longer has significant control
Matthew Edward Marshall gained significant control
Matthew Edward Marshall no longer has significant control
Pentagon Investments Limited took control (75–100% of shares)
Sarah Ann Robson gained significant control
Sarah Ann Robson no longer has significant control

Companies House

2005

14 January 2005

Became an appointed representative

FCA register

1984

23 January 1984

Incorporated at Companies House

Companies House

In the full report: all 22 events

All 22 events in its history (11 shown here)
Every director appointment and resignation: 11

Firms connected to Mertrux

Other FCA-listed firms that share a director, phone number or address with Mertrux. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 4
share a director: 4
share its phone number: 1

In the full report: all 4 connected firms, named

How each is linked: shared directors (4), the same phone number (1), the same postcode (3)
Who links each one: the named directors, with dates

Firms like Mertrux

Other firms of the same type (car dealer), nearest first.

In the Derby (DE) postcode area

Black Bear 1928 LtdAppointed representative Joe ReynoldsIlkestonAppointed representative RACM LtdRipleyAppointed representative T&A Ventures LtdMatlockAppointed representative Hilton Garage LtdDerbyAppointed representative A2 Trade LtdHeanorAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mertrux

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

11 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 22 events in its history
4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Mertrux Limited FCA authorised?

Mertrux Limited (FRN 404179) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Mertrux?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mertrux Limited (FRN 404179) is an AR of MEADOW GROUP SERVICES LIMITED (FRN 306815). When you use Mertrux's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mertrux, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Mertrux’s phone number and website?

The FCA register lists the phone number 01332 290290 and the website mertrux.com for Mertrux. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Mertrux a scam or clone?

Mertrux is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Mertrux?

Protection works through Meadow Group Services Limited, the principal firm responsible for Mertrux's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Mertrux?

Mertrux is owned by Pentagon Investments Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 16 November 2016. Before that, it was controlled by Mrs Judith Ann Wright, Mr Ian Edward Marshall and Mr Matthew Edward Marshall.

Who runs Mertrux?

Companies House lists one director of Mertrux: Ian Edward Marshall.

How long has Mertrux been in business?

The company was formed on 23 January 1984.

What do Mertrux’s latest accounts show?

Its latest accounts, to 31 December 2025, show turnover of £122.5m (−7% from £131.8m) and profit before tax of £3.13m (−43% from £5.47m).