MetLife UK Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 2 years
Your funds are protected by FSCS
No FCA actions
Active company since 2022
Accounts filed up to 31 December 2022

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

metlife.co.uk (opens in a new tab)
Phone number

020 7715 2000
Address

Invicta House, Trafalgar Place, Brighton, BN1 4FR, United Kingdom

In the full report: 3 background checks

When metlife.co.uk first appeared online, and whether it can receive email
What kind of line 020 7715 2000 is, and the other firm that gives it
Who else gives the postcode BN1 4FR

FCA permissions and consumer protection

Hold or safeguard your money FSCS may apply
Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (6 permissions)

Accepting Deposits
Arranging (bringing about) deals in investments
Carrying out contracts of insurance
Dealing in investments as principal
Establishing/operating/winding up a personal pension scheme
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 13992711 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 21 March 2022 (4 years old)
Registered office: Invicta House, Trafalgar Place, Brighton, BN1 4FR, United Kingdom
Nature of business: Life insurance (SIC 65110)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Dominic Peter Grinstead	Director	Apr 1964	21 Mar 2022	3 other companies
Nicolas John Hayter	Director	Feb 1965	21 Mar 2022	6 other companies
Barry James Butler	Director	Jan 1967	17 Apr 2023	1 other company
Kathryn Louise Bateman	Director	May 1964	17 Apr 2023	18 other companies
Paul Bishop	Director	Feb 1954	22 Jun 2023	None
Andrew Phillip Nibloe	Director	Dec 1970	22 Dec 2023	1 other company
METLIFE EUROPE SERVICES LIMITED	Corporate secretary	Not published	21 Mar 2022	–

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 28
closed down: 13
is FCA-registered: 1

In the full report: all 28 companies, named

What each company does, and whether it is still trading
Which of these 6 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
The 1 company these 6 directors run together
All 7 people who have ever been directors, with their dates

Filed accounts and finances

9 months to 31 December 2022Dormant company accountsNot audited

Net assets

£1

No earlier figure to compare

These accounts were filed as dormant: the company reported no significant trading in the period.

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 13992711. Figures are exactly as filed; nothing is estimated.

Key dates in its history

MetLife UK’s history from the FCA register and Companies House, newest first.

Key events (5) All events (14)

2024

1 January 2024

Regulated by the FCA from this date
Regulated by the Prudential Regulation Authority from this date
Became authorised by the FCA

FCA register

2022

21 March 2022

Incorporated at Companies House
Metlife, Inc. took control (75–100% of shares)

Companies House

In the full report: all 14 events

All 14 events in its history (5 shown here)
Every director appointment and resignation: 8

Firms connected to MetLife UK

Other FCA-listed firms that share a director, phone number or address with MetLife UK. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share a director: 1
share its phone number: 1

In the full report: all 2 connected firms, named

How each is linked: shared directors (1), the same phone number (1), the same postcode (1)
Who links each one: the named directors, with dates

Firms like MetLife UK

Other firms of the same type (insurer), nearest first.

In Brighton

MetLife Europe d.a.c.BrightonAuthorised RiverStone Insurance (UK) LimitedBrightonAuthorised

Elsewhere in the UK

Cx Reinsurance Company Limited.LondonAuthorised East West Insurance Company LimitedAuthorised UBS Asset Management Life LtdLondonAuthorised Navigators Insurance CompanyLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on MetLife UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

28 other companies its directors have run, named
3 background checks on its contact details
All 14 events in its history
2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is MetLife UK Limited FCA authorised?

Yes, MetLife UK Limited (FRN 994043) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2024 and works as an insurer. The FCA has placed no limits on its permissions.

What is MetLife UK’s phone number and website?

The FCA register lists the phone number 020 7715 2000 and the website metlife.co.uk for MetLife UK. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is MetLife UK a scam or clone?

MetLife UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with MetLife UK?

It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about MetLife UK to the Financial Ombudsman Service, free of charge.

Who owns MetLife UK?

MetLife UK is owned by Metlife, Inc., which holds 75–100% of shares and 75–100% of votes, since 21 March 2022.

Who runs MetLife UK?

Companies House lists 6 directors of MetLife UK: Dominic Peter Grinstead, Nicolas John Hayter, Barry James Butler, Kathryn Louise Bateman, Paul Bishop and Andrew Phillip Nibloe.

How long has MetLife UK been in business?

The company was formed on 21 March 2022, and has held its current FCA authorisation since January 2024.

What do MetLife UK’s latest accounts show?

Its latest accounts, to 31 December 2022, show net assets of £1 (no earlier figure to compare).