Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Chestnut House, 65a Friar Gate, Derby, Derbyshire, DE1 1DJ, United Kingdom
In the full report: 2 background checks
- What kind of line 01332 900789 is, and the other firm that gives it
- Who else gives the postcode DE1 1DJ
Other names (5)
If you were contacted under any of these names, it is this firm.
- KBF MORTGAGE CONSULTANTS LIMITED Former name: A name it was registered under before.
- Mortgage Force (BN004) Former trading name: A name it used to trade under.
- Mortgage Force East Sussex Former trading name: A name it used to trade under.
- Mortgage Force London Former trading name: A name it used to trade under.
- Mortgage Force South West Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on regulated mortgage contracts
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Debt-counselling
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
Limits on what they may do
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Not permitted to canvass off trade premises
The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05427832 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 18 April 2005 (21 years old)
- Registered office
- Chestnut House, 65a Friar Gate, Derby, Derbyshire, DE1 1DJ, England
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Michelle Barraclough | Director | Sep 1985 | 28 Mar 2025 | 1 other company |
| Kevin Brian Duffy | Director | Apr 1966 | 25 Aug 2026 | 15 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 15
- closed down
- 6
- are FCA-registered
- 2
In the full report: all 15 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 1 company these 2 directors run together
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£17.4k
−194% from £18.5k
Employees (average)
1
Up 1 from 0
Owed within a year
£17.9k
+463% from £3,175
Net assets are negative: on its last balance sheet the company owed £17.4k more than it owned.
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 05427832. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mf Private Finance’s history from the FCA register and Companies House, newest first.
2026
9 April 2026
- Changed its registered name from "KBF MORTGAGE CONSULTANTS LIMITED"
FCA register
2025
28 March 2025
- Board replaced: its only director left and a new director took over
- Michelle Barraclough took control (75–100% of shares)
Companies House
2023
28 March 2023
- Graham Norman Frooms no longer has significant control
Companies House
2016
6 April 2016
- Graham Norman Frooms gained significant control
Companies House
2014
8 December 2014
- FCA imposed a requirement (Not permitted to canvass off trade premises)
FCA register
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2007
2 April 2007
- Regulated by the Financial Services Authority from this date
- Became authorised by the FCA
FCA register
2005
18 April 2005
- Incorporated at Companies House
Companies House
In the full report: all 24 events
- All 24 events in its history (10 shown here)
- Every director appointment and resignation: 4
Firms connected to Mf Private Finance
Other FCA-listed firms that share a director, phone number or address with Mf Private Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 2
- share its phone number
- 1
In the full report: all 3 connected firms, named
- How each is linked: shared directors (2), the same phone number (1), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Mf Private Finance
Other firms of the same type (mortgage adviser or broker), nearest first.
In Derby
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mf Private Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 15 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 24 events in its history
- 3 connected firms, named, and who links them
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk