Mfdp Ltd

Reference number: 992807

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mfdpltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 01925 358216 is
  • Who else gives the postcode WA1 1GG
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the lender's rights and duties in relation to high-cost short-term credit
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14225831
Company status
Active
Company type
Private limited company
Incorporated
11 July 2022 (4 years old)
Registered office
Trinity Chambers, 800 Mandarin Court, Warrington, Cheshire, WA1 1GG, England
Nature of business
  • Activities of collection agencies (SIC 82911)

Directors and company secretaries

Name Role Born Appointed Other companies
Peter John Ronald Stewart Director Jul 1978 11 Jul 2022 5 other companies
Christopher Stephen Garner Director May 1976 22 Feb 2023 2 other companies
Neil Kelly Director May 1960 22 Feb 2023 17 other companies
Lee Marcus Warburton Director Jul 1967 22 Feb 2023 13 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
27
closed down
14
are FCA-registered
2

In the full report: all 27 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 4 companies these 4 directors run together
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Filed accounts and finances

Year to 31 January 2026Small company accountsNot audited

Net assets

£533k

+18% from £452k

Cash at bank

£977k

+8.4% from £902k

Employees (average)

7

Same as 7

Owed within a year

£2.27m

+4.8% from £2.17m

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2023 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14225831. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mfdp’s history from the FCA register and Companies House, newest first.

Key events (10) All events (19)

2026

17 January 2026

  • Christopher John Reston stopped being a part-owner
  • Restons Holdings Limited took control (75–100% of shares)
  • Sara Caroline Reston stopped being a part-owner

Companies House

2023

29 December 2023

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

22 February 2023

  • Christopher John Reston became a part-owner (25–50% of shares)
  • Peter John Ronald Stewart gave up control
  • Sara Caroline Reston became a part-owner (25–50% of shares)

Companies House

2022

11 July 2022

  • Incorporated at Companies House
  • Peter John Ronald Stewart took control (75–100% of shares)

Companies House

In the full report: all 19 events

  • All 19 events in its history (10 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Mfdp

Other FCA-listed firms that share a director, phone number or address with Mfdp. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Get the full report on Mfdp

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 27 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 19 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Mfdp Ltd FCA authorised?
Yes, Mfdp Ltd (FRN 992807) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2023. The FCA has placed no limits on its permissions.
What is Mfdp’s phone number and website?
The FCA register lists the phone number 01925 358216 and the website mfdpltd.co.uk for Mfdp. If you were given different contact details, use these to check with the firm before going any further.
Is Mfdp a scam or clone?
Mfdp is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mfdp?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Mfdp handles your money, so check the specific product before you commit. You can also refer complaints about Mfdp to the Financial Ombudsman Service, free of charge.
Who owns Mfdp?
Mfdp is owned by Restons Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 17 January 2026. Before that, it was controlled by Mr Peter John Ronald Stewart, Mr Christopher John Reston and Mrs Sara Caroline Reston.
Who runs Mfdp?
Companies House lists 4 directors of Mfdp: Peter John Ronald Stewart, Christopher Stephen Garner, Neil Kelly and Lee Marcus Warburton.
How long has Mfdp been in business?
The company was formed on 11 July 2022, and has held its current FCA authorisation since December 2023.
What do Mfdp’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £533k (+18% from £452k) and cash at bank of £977k (+8.4% from £902k).

Sources and links

The full report on Mfdp Ltd

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