MH Commercial Finance Ltd

Reference number: 1043866

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

White Rose Finance Group Limited Reference number: 630772 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • MH Commercial Finance Ltd (FRN 1043866) is an AR of White Rose Finance Group Limited (FRN 630772). When you use MH Commercial Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from MH Commercial Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07909 903096

  • Address

    124-128 City Road, London, Islington, EC1V 2NX, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 07909 903096 is
  • Whether EC1V 2NX is a shared office: 214 other firms give it
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through White Rose Finance Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
16737210
Company status
Active
Company type
Private limited company
Incorporated
23 September 2025 (1 year old)
Registered office
124-128 City Road, London, EC1V 2NX, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Harley Michael Adamson-Paull Director Feb 1993 23 Sep 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

MH Commercial Finance’s history from the FCA register and Companies House, newest first.

2025

29 October 2025

  • Became an appointed representative
  • Began trading as "MH Commercial Finance"

FCA register

23 September 2025

  • Incorporated at Companies House
  • Harley Michael Adamson-Paull took control (75–100% of shares)
  • Harley Michael Adamson-paull appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like MH Commercial Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Purplebricks Mortgages LimitedLondonAppointed representativeDavid RounsfellLondonAppointed representativeEma Private Finance LimitedLondonAppointed representativeHarris ZubairLondonAppointed representativeHeather MaCaskillLondonAppointed representativeLawrence BolarinwaLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on MH Commercial Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • All 5 events in its history

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Frequently asked questions about this firm

Is MH Commercial Finance Ltd FCA authorised?
MH Commercial Finance Ltd (FRN 1043866) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for MH Commercial Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. MH Commercial Finance Ltd (FRN 1043866) is an AR of White Rose Finance Group Limited (FRN 630772). When you use MH Commercial Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from MH Commercial Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is MH Commercial Finance’s phone number?
The FCA register lists the phone number 07909 903096 for MH Commercial Finance. If you were given different contact details, use these to check with the firm before going any further.
Is MH Commercial Finance a scam or clone?
MH Commercial Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with MH Commercial Finance?
Protection works through White Rose Finance Group Limited, the principal firm responsible for MH Commercial Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns MH Commercial Finance?
Companies House lists one person with significant control of MH Commercial Finance: Mr Harley Michael Adamson-Paull (75–100% of shares).
Who runs MH Commercial Finance?
Companies House lists one director of MH Commercial Finance: Harley Michael Adamson-Paull.
How long has MH Commercial Finance been in business?
The company was formed on 23 September 2025.

Sources and links

The full report on MH Commercial Finance Ltd

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