MH Groundworks Limited

Reference number: 1018062

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • MH Groundworks Limited (FRN 1018062) introduces customers to Bithell Asset Finance Solutions Ltd (FRN 649139). Any regulated advice or arranging is done by the principal, not MH Groundworks.
  • Example: if MH Groundworks refers you to a financial adviser, the advice should come from the principal firm, not from MH Groundworks itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mhgroundworks.co.uk first appeared online, and whether it can receive email
  • What kind of line 01326 332620 is
  • Who else gives the postcode TR12 7AU
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Bithell Asset Finance Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
3 September 2013 (13 years old)
Registered office
11a Kimberley Park Road, Falmouth, TR11 2DA, England
Nature of business
  • Construction of other civil engineering projects not elsewhere classified (SIC 42990)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew Dominic Hendy Director Jul 1974 3 Sep 2013 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£125k

−30% from £178k

Cash at bank

£34

−100% from £139k

Employees (average)

48

+9.1% from 44

Owed within a year

£901k

+12% from £806k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08674377. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

MH Groundworks’s history from the FCA register and Companies House, newest first.

2024

12 August 2024

  • Became an introducer appointed representative

FCA register

2016

6 April 2016

  • Catherine Hendy became a part-owner (25–50% of shares)
  • Matthew Dominic Hendy became a part-owner (25–50% of shares)

Companies House

2013

3 September 2013

  • Incorporated at Companies House
  • Matthew Dominic Hendy appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like MH Groundworks

Other firms of the same type (credit broker), nearest first.

In Helston

In the Truro (TR) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on MH Groundworks

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is MH Groundworks Limited FCA authorised?
MH Groundworks Limited (FRN 1018062) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for MH Groundworks?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. MH Groundworks Limited (FRN 1018062) introduces customers to Bithell Asset Finance Solutions Ltd (FRN 649139). Any regulated advice or arranging is done by the principal, not MH Groundworks. Example: if MH Groundworks refers you to a financial adviser, the advice should come from the principal firm, not from MH Groundworks itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is MH Groundworks’ phone number and website?
The FCA register lists the phone number 01326 332620 and the website mhgroundworks.co.uk for MH Groundworks. If you were given different contact details, use these to check with the firm before going any further.
Is MH Groundworks a scam or clone?
MH Groundworks is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with MH Groundworks?
Protection works through Bithell Asset Finance Solutions Ltd, the principal firm responsible for MH Groundworks's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns MH Groundworks?
Companies House lists 2 people with significant control of MH Groundworks: Mr Matthew Dominic Hendy (25–50% of shares) and Mrs Catherine Hendy (25–50% of shares).
Who runs MH Groundworks?
Companies House lists one director of MH Groundworks: Matthew Dominic Hendy.
How long has MH Groundworks been in business?
The company was formed on 3 September 2013.
What do MH Groundworks’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £125k (−30% from £178k) and cash at bank of £34 (−100% from £139k).

Sources and links

The full report on MH Groundworks Limited

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