MHNP Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 12 years
Protected through the principal
No FCA actions
Active company since 2004
Accounts filed up to 30 September 2025

Responsible principal firm

Your Company Matters Limited Reference number: 486123 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
MHNP Ltd (FRN 625203) is an AR of Your Company Matters Limited (FRN 486123). When you use MHNP's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from MHNP, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

spencersdruce.co.uk (opens in a new tab)
Phone number

0116 255 8888
Address

38 Francis Street, Leicester, LE2 2BD, United Kingdom

In the full report: 3 background checks

When spencersdruce.co.uk first appeared online, and whether it can receive email
What kind of line 0116 255 8888 is
Who else gives the postcode LE2 2BD

Other names (2)

If you were contacted under any of these names, it is this firm.

Spencers Druce Naylor Parkes Trading name: A name it trades under now.
Spencers Drce Naylor Parkes Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Your Company Matters Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name: MHNP LIMITED
Company number: 05067653 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 9 March 2004 (22 years old)
Registered office: 38 Francis Street, Leicester, LE2 2BD, England
Nature of business: Quantity surveying activities (SIC 74902)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Michael Holt	Director	Jul 1972	9 Mar 2004	4 other companies
Naresh Patel	Director	Oct 1960	9 Mar 2004	4 other companies
Naresh Patel	Secretary	Not published	9 Mar 2004	4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 5
still active: 5
run together: 3

In the full report: all 5 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 3 companies these 2 directors run together

Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£35.1k

+192% from £12.0k

Cash at bank

£123

Down £64 from £187

Employees (average)

5

Same as 5

Owed within a year

£205k

−6.9% from £220k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05067653. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mhnp’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2016

6 April 2016

Michael Holt became a part-owner (25–50% of shares)
Naresh Patel became a part-owner (25–50% of shares)

Companies House

2014

9 June 2014

Became an appointed representative

FCA register

2004

9 March 2004

Incorporated at Companies House

Companies House

In the full report: all 9 events

All 9 events in its history (4 shown here)
Every director appointment and resignation: 2

Firms like Mhnp

Other firms of the same type (insurance broker), nearest first.

In Leicester

Albany Insurance Brokers LimitedLeicesterAppointed representative Ancasure LtdLeicesterAppointed representative Asttor LimitedLeicesterAppointed representative Bespoke Benefit Solutions LimitedLeicesterAppointed representative Bradcaster Insurance Brokers LtdLeicesterAppointed representative Brokerbility Information Gateway LtdLeicesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mhnp

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

5 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 9 events in its history

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Frequently asked questions about this firm

Is MHNP Ltd FCA authorised?

MHNP Ltd (FRN 625203) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Mhnp?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. MHNP Ltd (FRN 625203) is an AR of Your Company Matters Limited (FRN 486123). When you use Mhnp's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mhnp, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Mhnp’s phone number and website?

The FCA register lists the phone number 0116 255 8888 and the website spencersdruce.co.uk for Mhnp. If you were given different contact details, use these to check with the firm before going any further.

Is Mhnp a scam or clone?

Mhnp is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Mhnp?

Protection works through Your Company Matters Limited, the principal firm responsible for Mhnp's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Mhnp?

Companies House lists 2 people with significant control of Mhnp: Mr Naresh Patel (25–50% of shares) and Michael Holt (25–50% of shares).

Who runs Mhnp?

Companies House lists 2 directors of Mhnp: Michael Holt and Naresh Patel.

How long has Mhnp been in business?

The company was formed on 9 March 2004.

What do Mhnp’s latest accounts show?

Its latest accounts, to 30 September 2025, show net assets of £35.1k (+192% from £12.0k) and cash at bank of £123 (down £64 from £187).

Does Mhnp use any other names?

It trades as Spencers Druce Naylor Parkes. It has previously used the name Spencers Drce Naylor Parkes.