Mia Wealth Limited
Reference number: 1033918
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 July 2025
Responsible principal firm
RISKSAVE TECHNOLOGIES LTD Reference number: 775330 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Mia Wealth Limited (FRN 1033918) is an AR of RISKSAVE TECHNOLOGIES LTD (FRN 775330). When you use Mia Wealth's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Mia Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Summer Meadow, Higher Brimley, Bovey Tracey, Devon, TQ13 9JR, United Kingdom
In the full report: 3 background checks
- When miawealth.co.uk first appeared online, and whether it can receive email
- What kind of line +440 is
- Who else gives the postcode TQ13 9JR
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Risksave Technologies Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15818371 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 3 July 2024 (2 years old)
- Registered office
- Exeter Science Park Centre 6 Babbage Way, Clyst Honiton, Exeter, Devon, EX5 2FN, United Kingdom
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Sophia Lerche-Thomsen | Director | Jul 1993 | 18 Nov 2024 | None |
| Geraldine Coughlan | Director | Dec 1970 | 14 Aug 2025 | None |
| Katie Joanne Konrad | Director | Aug 1986 | 19 Feb 2026 | None |
In the full report: every company its directors have run
- Confirmation that these 3 directors run no other company
- All 4 people who have been directors, with their dates
Filed accounts and finances
Net assets
£525k
No earlier figure to compare
Cash at bank
£462k
No earlier figure to compare
Employees (average)
1
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15818371. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mia Wealth’s history from the FCA register and Companies House, newest first.
2025
27 May 2025
- Became an appointed representative
FCA register
2024
18 November 2024
- Albert Julian Jarvis gave up control
- Sophia Lerche-Thomsen took control (75–100% of shares)
Companies House
3 July 2024
- Incorporated at Companies House
- Albert Julian Jarvis took control (75–100% of shares)
Companies House
In the full report: all 11 events
- All 11 events in its history (5 shown here)
- Every director appointment and resignation: 5
Firms like Mia Wealth
Other firms of the same type (financial adviser), nearest first.
In the Torquay (TQ) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mia Wealth
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 11 events in its history
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Frequently asked questions about this firm
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Who owns Mia Wealth?
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What do Mia Wealth’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk