Michael Bell

Reference number: 918611

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Appointed representative

Michael Bell does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Ingard Financial Limited Reference number: 450731 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Michael Bell (FRN 918611) is an AR of Ingard Financial Limited (FRN 450731). When you use Michael Bell's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Michael Bell, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 3442 1175

  • Address

    Impact Brixton, 15A-17A Electric Lane, London, Lambeth, SW9 8LA, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 3442 1175 is
  • Who else gives the postcode SW9 8LA
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • The Brixton Broker Trading name
  • MMB Financial Services Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ingard Financial Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Michael Bell’s history from the FCA register and Companies House, newest first.

Key events (1) All events (4)

2019

20 December 2019

  • Became an appointed representative

FCA register

In the full report: all 4 events

  • All 4 events in its history (1 shown here)
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Firms like Michael Bell

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Purplebricks Mortgages LimitedLondonAppointed representativeDavid RounsfellLondonAppointed representativeEma Private Finance LimitedLondonAppointed representativeHarris ZubairLondonAppointed representativeHeather MaCaskillLondonAppointed representativeLawrence BolarinwaLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Michael Bell

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Michael Bell FCA authorised?
Michael Bell (FRN 918611) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Michael Bell?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Michael Bell (FRN 918611) is an AR of Ingard Financial Limited (FRN 450731). When you use Michael Bell's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Michael Bell, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Michael Bell’s phone number?
The FCA register lists the phone number 020 3442 1175 for Michael Bell. If you were given different contact details, use these to check with the firm before going any further.
Is Michael Bell a scam or clone?
Michael Bell is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Michael Bell?
Protection works through Ingard Financial Limited, the principal firm responsible for Michael Bell's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Michael Bell use any other names?
It trades as The Brixton Broker. It has previously used the name MMB Financial Services.

Sources and links

The full report on Michael Bell

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