Michael Eaton

Reference number: 459794

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Authorised by the FCA

Michael Eaton is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07973 393972

  • Address

    62 Horton Way, Stapeley, Nantwich, Cheshire, CW5 7GD, United Kingdom

In the full report: 2 background checks

  • What kind of line 07973 393972 is
  • Who else gives the postcode CW5 7GD
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • equilibrium Trading name
  • SimplyCover Former trading name
  • Your Review Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Asset and Regulated Activity Restriction
    Requirement 1 1.1 In relation to its regulated activities: a. the Firm must immediately cease all regulated activities for which the Firm has Part 4A permissions. b. the Firm must not recommence any regulated activities unless it has the FCA’s prior written consent. 1.2 In relation to any pipeline business the Firm must: a. cease to act for any affected client, whether this be a new, existing or proposed client. b. contact product providers to instruct them to put on hold all transactions related to the Firm’s regulated activity, which have not yet been completed. c. contact affected clients to inform them that the Firm cannot complete the business on their behalf. d. in this requirement “pipeline business” refers to any business involving regulated activities undertaken by the Firm where a switch or transfer of funds has been requested, but not completed and “affected client” is any client for whom regulated activity is carried out. Requirement 2 2.1 The Firm must not take any action which has, or may have, the effect of disposing of, dealing with or diminishing the value of any of its assets without the FCA’s prior written consent. 2.2 The Firm must not dispose of, transfer or sell in whole or in part its client base unless it has the FCA’s prior written consent. 2.3 This requirement does not prohibit the Firm from dealing with or disposing of any of its assets (whether in the United Kingdom or elsewhere) in the ordinary and proper course of business. For the avoidance of doubt, the following would not be in the ordinary and proper course of business for these purposes: a. the disposal, transfer or sale in whole or in part of the Firm’s client base; b. the making of any capital distribution; c. the making of any gift or any significant loan by the Firm to any party; d. the entry into any financial reconstruction or organisation; e. take any other action that is outside the scope of the Firm’s ordinary day-to-day business which would have the effect of diminishing the value of its assets. For the avoidance of doubt, Requirement 2 is an asset requirement pursuant to section 55P(4)(a) of the Act.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Michael Eaton’s history from the FCA register and Companies House, newest first.

Key events (4) All events (14)

2022

5 August 2022

  • FCA imposed a requirement (Asset and Regulated Activity Restriction)

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

11 January 2007

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

In the full report: all 14 events

  • All 14 events in its history (4 shown here)
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Firms like Michael Eaton

Other firms of the same type (financial adviser), nearest first.

In Cheshire

Equilibrium Financial Planning LLPCheshireAuthorisedLeading Edge Wealth Planning LtdCheshireAuthorisedMendy & Watt Financial Advisers LimitedCheshireAuthorisedSebright Financial Services LimitedCheshireAuthorisedMAE Property Finance LtdCheshireAppointed representativePhelps & Co LtdCheshireAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Michael Eaton

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 14 events in its history

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Frequently asked questions about this firm

Is Michael Eaton FCA authorised?
Yes, Michael Eaton (FRN 459794) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2007 and works as a financial adviser. The FCA has placed a limit on what it may do.
What is Michael Eaton’s phone number?
The FCA register lists the phone number 07973 393972 for Michael Eaton. If you were given different contact details, use these to check with the firm before going any further.
Is Michael Eaton a scam or clone?
Michael Eaton is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Michael Eaton?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Michael Eaton to the Financial Ombudsman Service, free of charge.
Does Michael Eaton use any other names?
It trades as equilibrium. It has previously used 2 other names: SimplyCover and Your Review.

Sources and links

The full report on Michael Eaton

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