Michael Else and Company Limited

Reference number: 312264

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When themecogroup.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7702 3928 is, and the other firm that gives it
  • Who else gives the postcode EC3M 3AZ
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Other names (11)

If you were contacted under any of these names, it is this firm.

  • Aurora P&I Trading name: A name it trades under now.
  • Carina Trading name: A name it trades under now.
  • Carina Managers Trading name: A name it trades under now.
  • Carina P&I Trading name: A name it trades under now.
  • Charterers P & I Trading name: A name it trades under now.
  • MECO Marine Trading name: A name it trades under now.
  • MECO Specialty Trading name: A name it trades under now.
  • the MECO group Trading name: A name it trades under now.
  • Transmarine Trading name: A name it trades under now.
  • CPIC commodities and logistics Former trading name: A name it used to trade under.
  • PIMS Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
28 December 1977 (48 years old)
Registered office
20 Fenchurch Street, London, EC3M 3AZ, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Lee Kenneth Wilson Director Oct 1970 1 Jun 2007 9 other companies
Gavin John Ritchie Director Sep 1971 6 Mar 2012 2 other companies
Edward Paul Turner Director Mar 1966 1 Feb 2019 4 other companies
Robert Simon Arthur Mutucumarana Director Jul 1981 11 Jul 2025 5 other companies
Thomas James Hillier Director Jun 1979 15 Jul 2025 8 other companies
Christopher James Else Director Oct 1964 Not published 6 other companies
Lee Kenneth Wilson Secretary Not published 31 Aug 2001 9 other companies

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
19
closed down
4
are FCA-registered
2

In the full report: all 19 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 8 companies these 6 directors run together
  • All 20 people who have ever been directors, with their dates
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Key dates in its history

Michael Else and Company’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Michael Else And Company Holdings Ltd took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1977

28 December 1977

  • Incorporated at Companies House

Companies House

In the full report: all 47 events

  • All 47 events in its history (5 shown here)
  • Every director appointment and resignation: 27
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Firms connected to Michael Else and Company

Other FCA-listed firms that share a director, phone number or address with Michael Else and Company. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
2
share its phone number
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Michael Else and Company

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Michael Else and Company

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 19 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 47 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Michael Else and Company Limited FCA authorised?
Yes, Michael Else and Company Limited (FRN 312264) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Michael Else and Company’s phone number and website?
The FCA register lists the phone number 020 7702 3928 and the website themecogroup.co.uk for Michael Else and Company. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Michael Else and Company a scam or clone?
Michael Else and Company is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Michael Else and Company?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Michael Else and Company to the Financial Ombudsman Service, free of charge.
Who owns Michael Else and Company?
Michael Else and Company is owned by Michael Else And Company Holdings Ltd, which holds 75–100% of shares, since 6 April 2016.
Who runs Michael Else and Company?
Companies House lists 6 directors of Michael Else and Company: Lee Kenneth Wilson, Gavin John Ritchie, Edward Paul Turner, Robert Simon Arthur Mutucumarana, Thomas James Hillier and Christopher James Else.
How long has Michael Else and Company been in business?
The company was formed on 28 December 1977, and has held its current FCA authorisation since January 2005.
Does Michael Else and Company use any other names?
It trades as Aurora P&I, Carina, Carina Managers, Carina P&I and Charterers P & I, and 4 more names. It has previously used 2 other names: CPIC commodities and logistics and PIMS.

Sources and links

The full report on Michael Else and Company Limited

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