Michael Fraser

Reference number: 1014056

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Introducer appointed representative

Michael Fraser can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

TRADEHELP LTD Reference number: 697812 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Michael Fraser (FRN 1014056) introduces customers to TRADEHELP LTD (FRN 697812). Any regulated advice or arranging is done by the principal, not Michael Fraser.
  • Example: if Michael Fraser refers you to a financial adviser, the advice should come from the principal firm, not from Michael Fraser itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07487 899214

  • Address

    5 Easter Bell Rock Lane, Chapelton, Stonehaven, Aberdeenshire, AB39 8AP, United Kingdom

In the full report: 2 background checks

  • What kind of line 07487 899214 is
  • Who else gives the postcode AB39 8AP
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • MKF Plumbing and Heating Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Tradehelp Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Michael Fraser’s history from the FCA register and Companies House, newest first.

2024

10 May 2024

  • Became an introducer appointed representative
  • Began trading as "MKF Plumbing and Heating"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Michael Fraser

Other firms of the same type (credit broker), nearest first.

In the Aberdeen (AB) postcode area

AGR Consultancy (Aberdeen) LtdAberdeenAppointed representativeAlford Golf ClubAlfordAppointed representativeAuchmill Golf ClubAberdeenAppointed representativeBallater Golf ClubBallaterAppointed representativeBuckpool Golf ClubBuckieAppointed representativeCaledonia Asset Finance LTDTurriffAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Michael Fraser

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Michael Fraser FCA authorised?
Michael Fraser (FRN 1014056) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Michael Fraser?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Michael Fraser (FRN 1014056) introduces customers to TRADEHELP LTD (FRN 697812). Any regulated advice or arranging is done by the principal, not Michael Fraser. Example: if Michael Fraser refers you to a financial adviser, the advice should come from the principal firm, not from Michael Fraser itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Michael Fraser’s phone number?
The FCA register lists the phone number 07487 899214 for Michael Fraser. If you were given different contact details, use these to check with the firm before going any further.
Is Michael Fraser a scam or clone?
Michael Fraser is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Michael Fraser?
Protection works through Tradehelp Ltd, the principal firm responsible for Michael Fraser's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Michael Fraser use any other names?
It trades as MKF Plumbing and Heating.

Sources and links

The full report on Michael Fraser

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