Michael Holden (Frics) Ltd

Reference number: 1045017

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    Pleasington Golf Club, Pleasington Lane, Blackburn, BB2 5JF, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode BB2 5JF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Holdens Chartered Surveyors & Building Consultancy Trading name

Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09241537
Company status
Active
Company type
Private limited company
Incorporated
30 September 2014 (12 years old)
Registered office
Pleasington Golf Club Pleasington Lane, Pleasington, Blackburn, BB2 5JF, England
Nature of business
  • Urban planning and landscape architectural activities (SIC 71112)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael John Holden Director Jun 1962 30 Sep 2014 6 other companies
William Arthur Mcmorrine Holden Director Mar 1995 27 Oct 2023 3 other companies
Joseph Ashley Holden Director Feb 1991 9 Jul 2024 1 other company
Jaeger Holden Secretary Not published 1 Jan 2026 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
4
run together
1

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£70.2k

+47% from £47.8k

Employees (average)

8

Same as 8

Owed within a year

£116k

−17% from £139k

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09241537. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Michael Holden (Frics)’s history from the FCA register and Companies House, newest first.

Key events (7) All events (13)

2025

22 December 2025

  • Registered with the FCA

FCA register

2024

9 July 2024

  • Joseph Ashley Holden became a part-owner (25–50% of shares)
  • William Arthur McMorrine Holden became a part-owner (25–50% of shares)

Companies House

2017

1 July 2017

  • Michael John Holden gave up control

Companies House

2016

1 July 2016

  • Michael John Holden took control (75–100% of shares)

Companies House

6 April 2016

  • Michael John Holden became a part-owner (25–50% of shares)

Companies House

2014

30 September 2014

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (7 shown here)
  • Every director appointment and resignation: 5
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Get the full report on Michael Holden (Frics)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 1 background check on its contact details
  • 8 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is Michael Holden (Frics) Ltd FCA authorised?
Michael Holden (Frics) Ltd (FRN 1045017) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
Is Michael Holden (Frics) a scam or clone?
Michael Holden (Frics) is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Michael Holden (Frics)?
Money you hand to Michael Holden (Frics) is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Michael Holden (Frics)?
Companies House lists 3 people with significant control of Michael Holden (Frics): Mr William Arthur McMorrine Holden (25–50% of shares), Mr Joseph Ashley Holden (25–50% of shares) and Mr Michael John Holden (25–50% of shares).
Who runs Michael Holden (Frics)?
Companies House lists 3 directors of Michael Holden (Frics): Michael John Holden, William Arthur McMorrine Holden and Joseph Ashley Holden.
How long has Michael Holden (Frics) been in business?
The company was formed on 30 September 2014.
What do Michael Holden (Frics)’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £70.2k (+47% from £47.8k).
Does Michael Holden (Frics) use any other names?
It trades as Holdens Chartered Surveyors & Building Consultancy.

Sources and links

The full report on Michael Holden (Frics) Ltd

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