Michael Jeffery Limited

Reference number: 519227

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Automotive Compliance Limited Reference number: 497010 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Michael Jeffery Limited (FRN 519227) is an AR of Automotive Compliance Limited (FRN 497010). When you use Michael Jeffery's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Michael Jeffery, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ponthirgroup.co.uk first appeared online, and whether it can receive email
  • What kind of line 01633 420563 is
  • Who else gives the postcode NP18 3XL
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Other names (10)

If you were contacted under any of these names, it is this firm.

  • Ponthir Fiat Newport Trading name
  • Ponthir Honda Trading name
  • Ponthir Road Service Station Trading name
  • Stirling Suzuki Trading name
  • Michael Jeffrey Ltd Former name
  • Pnthir Fiat Newport Former trading name
  • Ponthir Fiat Hereford Former trading name
  • Ponthir Hereford Former trading name
  • Ponthir Suzuki Hereford Former trading name
  • Stirling of Hereford Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Automotive Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04262056
Company status
Active
Company type
Private limited company
Incorporated
31 July 2001 (25 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Maintenance and repair of motor vehicles (SIC 45200)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Francis Jeffery Director Sep 1971 31 Jul 2001 1 other company
Dorothy Mary Jeffrey Secretary Not published 31 Jul 2001 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

6 months to 31 December 2025Full accountsAudited

Profit before tax

−£116k

Not compared: the previous accounts cover a different length of time

Net assets

£976k

−9.7% from £1.08m

Cash at bank

£3,766

−19% from £4,670

Owed within a year

£2.70m

−47% from £5.05m

The previous accounts cover 12 months, so turnover and profit are not compared with them.

The accounts for the 6 months to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £35.8m, for the year to 31 December 2022.

Net assets

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04262056. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Michael Jeffery’s history from the FCA register and Companies House, newest first.

Key events (4) All events (19)

2016

6 April 2016

  • Michael Francis Jeffery took control (75–100% of shares)

Companies House

2014

30 October 2014

  • Changed its registered name from "Michael Jeffrey Ltd"

FCA register

2010

4 March 2010

  • Became an appointed representative

FCA register

2001

31 July 2001

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Get the full report on Michael Jeffery

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 19 events in its history

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Frequently asked questions about this firm

Is Michael Jeffery Limited FCA authorised?
Michael Jeffery Limited (FRN 519227) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Michael Jeffery?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Michael Jeffery Limited (FRN 519227) is an AR of Automotive Compliance Limited (FRN 497010). When you use Michael Jeffery's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Michael Jeffery, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Michael Jeffery’s phone number and website?
The FCA register lists the phone number 01633 420563 and the website ponthirgroup.co.uk for Michael Jeffery. If you were given different contact details, use these to check with the firm before going any further.
Is Michael Jeffery a scam or clone?
Michael Jeffery is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Michael Jeffery?
Protection works through Automotive Compliance Limited, the principal firm responsible for Michael Jeffery's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Michael Jeffery?
Companies House lists one person with significant control of Michael Jeffery: Mr Michael Francis Jeffery (75–100% of shares).
Who runs Michael Jeffery?
Companies House lists one director of Michael Jeffery: Michael Francis Jeffery.
How long has Michael Jeffery been in business?
The company was formed on 31 July 2001.
What do Michael Jeffery’s latest accounts show?
Its latest accounts, to 31 December 2025, show profit before tax of −£116k (not compared: the previous accounts cover a different length of time) and net assets of £976k (−9.7% from £1.08m).
Does Michael Jeffery use any other names?
It trades as Ponthir Fiat Newport, Ponthir Honda, Ponthir Road Service Station and Stirling Suzuki. It has previously used 6 other names, including Michael Jeffrey Ltd, Pnthir Fiat Newport and Ponthir Fiat Hereford.

Sources and links

The full report on Michael Jeffery Limited

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