Michael John Thomas

Reference number: 707929

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Authorised by the FCA

Michael John Thomas is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01792 296442

  • Address

    4 Voylart Close, Dunvant, Swansea, Abertawe, SA2 7TZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01792 296442 is
  • Who else gives the postcode SA2 7TZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Ridgeway Finance Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into a regulated home credit loan agreement as lender
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Michael John Thomas’s history from the FCA register and Companies House, newest first.

Key events (2) All events (5)

2016

12 February 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

In the full report: all 5 events

  • All 5 events in its history (2 shown here)
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Firms like Michael John Thomas

Other firms of the same type (lender), nearest first.

In Swansea

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Michael John Thomas

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Michael John Thomas FCA authorised?
Yes, Michael John Thomas (FRN 707929) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Michael John Thomas’ phone number?
The FCA register lists the phone number 01792 296442 for Michael John Thomas. If you were given different contact details, use these to check with the firm before going any further.
Is Michael John Thomas a scam or clone?
Michael John Thomas is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Michael John Thomas?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Michael John Thomas handles your money, so check the specific product before you commit. You can also refer complaints about Michael John Thomas to the Financial Ombudsman Service, free of charge.
Does Michael John Thomas use any other names?
It trades as Ridgeway Finance.

Sources and links

The full report on Michael John Thomas

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