Michael Richards Property Management Limited

Reference number: 1018990

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Specialist Risk Insurance Solutions Limited Reference number: 473138 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Michael Richards Property Management Limited (FRN 1018990) is an AR of Specialist Risk Insurance Solutions Limited (FRN 473138). When you use Michael Richards Property Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Michael Richards Property Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When michaelrichards.uk.com first appeared online, and whether it can receive email
  • What kind of line 020 8232 6620 is
  • Who else gives the postcode TW8 0EF
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Specialist Risk Insurance Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07900853
Company status
Active
Company type
Private limited company
Incorporated
6 January 2012 (14 years old)
Registered office
The Gatehouse, Kew Bridge Road, Brentford, TW8 0EF, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Adam Goldwater Director Feb 1967 6 Jan 2012 6 other companies
Carol Cherriman Director Sep 1963 6 Apr 2020 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
still active
6

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Abridged accountsNot audited

Net assets

£131k

−18% from £161k

Cash at bank

£199k

<1% from £197k

Employees (average)

24

Same as 24

Owed within a year

£245k

−41% from £419k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07900853. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Michael Richards Property Management’s history from the FCA register and Companies House, newest first.

2024

1 October 2024

  • Became an appointed representative

FCA register

2020

6 April 2020

  • Carol Cherriman appointed as a director

Companies House

2016

6 April 2016

  • Adam Goldwater took control (75–100% of shares)

Companies House

2012

6 January 2012

  • Incorporated at Companies House
  • Adam Goldwater appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Get the full report on Michael Richards Property Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Michael Richards Property Management Limited FCA authorised?
Michael Richards Property Management Limited (FRN 1018990) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Michael Richards Property Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Michael Richards Property Management Limited (FRN 1018990) is an AR of Specialist Risk Insurance Solutions Limited (FRN 473138). When you use Michael Richards Property Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Michael Richards Property Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Michael Richards Property Management’s phone number and website?
The FCA register lists the phone number 020 8232 6620 and the website michaelrichards.uk.com for Michael Richards Property Management. If you were given different contact details, use these to check with the firm before going any further.
Is Michael Richards Property Management a scam or clone?
Michael Richards Property Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Michael Richards Property Management?
Protection works through Specialist Risk Insurance Solutions Limited, the principal firm responsible for Michael Richards Property Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Michael Richards Property Management?
Companies House lists one person with significant control of Michael Richards Property Management: Mr Adam Goldwater (75–100% of shares).
Who runs Michael Richards Property Management?
Companies House lists 2 directors of Michael Richards Property Management: Adam Goldwater and Carol Cherriman.
How long has Michael Richards Property Management been in business?
The company was formed on 6 January 2012.
What do Michael Richards Property Management’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £131k (−18% from £161k) and cash at bank of £199k (<1% from £197k).

Sources and links

The full report on Michael Richards Property Management Limited

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