Michael Sheffield

Reference number: 1020675

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Introducer appointed representative

Michael Sheffield can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

IDEAL SALES SOLUTIONS LTD Reference number: 703401 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Michael Sheffield (FRN 1020675) introduces customers to IDEAL SALES SOLUTIONS LTD (FRN 703401). Any regulated advice or arranging is done by the principal, not Michael Sheffield.
  • Example: if Michael Sheffield refers you to a financial adviser, the advice should come from the principal firm, not from Michael Sheffield itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mlskitchensmanchester.co.uk first appeared online, and whether it can receive email
  • What kind of line 0845 556 3780 is
  • Who else gives the postcode OL9 6TP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ideal Sales Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms like Michael Sheffield

Other firms of the same type (credit broker), nearest first.

In Oldham

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Michael Sheffield

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details

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Frequently asked questions about this firm

Is Michael Sheffield FCA authorised?
Michael Sheffield (FRN 1020675) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Michael Sheffield?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Michael Sheffield (FRN 1020675) introduces customers to IDEAL SALES SOLUTIONS LTD (FRN 703401). Any regulated advice or arranging is done by the principal, not Michael Sheffield. Example: if Michael Sheffield refers you to a financial adviser, the advice should come from the principal firm, not from Michael Sheffield itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Michael Sheffield’s phone number and website?
The FCA register lists the phone number 0845 556 3780 and the website mlskitchensmanchester.co.uk for Michael Sheffield. If you were given different contact details, use these to check with the firm before going any further.
Is Michael Sheffield a scam or clone?
Michael Sheffield is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Michael Sheffield?
Protection works through Ideal Sales Solutions Ltd, the principal firm responsible for Michael Sheffield's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Michael Sheffield

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