Mid Ulster Cars Ltd

Reference number: 558059

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Itc Compliance Limited Reference number: 313486 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mid Ulster Cars Ltd (FRN 558059) is an AR of Itc Compliance Limited (FRN 313486). When you use Mid Ulster Cars's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mid Ulster Cars, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When midulstercars.net first appeared online, and whether it can receive email
  • What kind of line 028 8676 2488 is, and the other firm that gives it
  • Who else gives the postcode BT80 8TL
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Mid Ulster Trading name
  • Mid Ulster Cars Suzuki Trading name
  • Mid Ulster Cars Toyota Trading name
  • Mid Ulster Suzuki Trading name
  • Mid Ulster Toyota Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Itc Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI601164
Company status
Active
Company type
Private limited company
Incorporated
3 November 2009 (16 years old)
Registered office
Brookmount, 18 Dungannon Road, Cookstown, Tyrone, BT80 8TL
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)
  • Retail trade of motor vehicle parts and accessories (SIC 45320)

Directors and company secretaries

Name Role Born Appointed Other companies
Nigel Mcgurk Director Dec 1971 3 Nov 2009 10 other companies
Paul Mcgurk Director May 1964 3 Nov 2009 11 other companies
Kevin James Lynch Director Apr 1978 2 Jan 2017 10 other companies
Gabriel Mcgillie Director Nov 1979 1 Jan 2025 2 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
closed down
1
are FCA-registered
3

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 10 companies these 4 directors run together
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Filed accounts and finances

Year to 31 December 2025Small company accountsAudited

Net assets

£1.70m

+26% from £1.35m

Cash at bank

£138k

+148% from £55.5k

Employees (average)

19

+27% from 15

Owed within a year

£2.59m

+3.4% from £2.51m

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI601164. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mid Ulster Cars’s history from the FCA register and Companies House, newest first.

Key events (7) All events (17)

2017

1 May 2017

  • Brookmount Holdings Ltd took control (75–100% of shares)

Companies House

1 April 2017

  • Nigel Peter McGurk stopped being a part-owner

Companies House

1 March 2017

  • Paul McGurk no longer holds 25–50% of the votes

Companies House

2016

6 April 2016

  • Nigel Peter McGurk became a part-owner (25–50% of shares)
  • Paul McGurk gained 25–50% of the votes

Companies House

2011

28 July 2011

  • Became an appointed representative

FCA register

2009

3 November 2009

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (7 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Mid Ulster Cars

Other FCA-listed firms that share a director, phone number or address with Mid Ulster Cars. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
3
share its phone number
1

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (3), the same phone number (1), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Mid Ulster Cars

Other firms of the same type (car dealer), nearest first.

In the Belfast (BT) postcode area

Regency Used Cars NI LtdNewtownardsAppointed representativeSammy Mellon and Sons LimitedBangorAppointed representativeDonnelly Bros Bangor LtdNewtownardsAppointed representativeDonnelly Finance & Leasing LtdNewtownabbeyAppointed representativeShelbourne Motors LimitedCraigavonAppointed representativeAuto Sales & Salvage LTDEnniskillenAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mid Ulster Cars

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 17 events in its history
  • 5 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Mid Ulster Cars Ltd FCA authorised?
Mid Ulster Cars Ltd (FRN 558059) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mid Ulster Cars?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mid Ulster Cars Ltd (FRN 558059) is an AR of Itc Compliance Limited (FRN 313486). When you use Mid Ulster Cars's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mid Ulster Cars, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mid Ulster Cars’ phone number and website?
The FCA register lists the phone number 028 8676 2488 and the website midulstercars.net for Mid Ulster Cars. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Mid Ulster Cars a scam or clone?
Mid Ulster Cars is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mid Ulster Cars?
Protection works through Itc Compliance Limited, the principal firm responsible for Mid Ulster Cars's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mid Ulster Cars?
Mid Ulster Cars is owned by Brookmount Holdings Ltd, which holds 75–100% of shares, 75–100% of votes, can appoint and remove the board and held as a trustee, since 1 May 2017. Before that, it was controlled by Mr Paul McGurk and Mr Nigel Peter McGurk.
Who runs Mid Ulster Cars?
Companies House lists 4 directors of Mid Ulster Cars: Nigel McGurk, Paul McGurk, Kevin James Lynch and Gabriel McGillie.
How long has Mid Ulster Cars been in business?
The company was formed on 3 November 2009.
What do Mid Ulster Cars’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £1.70m (+26% from £1.35m) and cash at bank of £138k (+148% from £55.5k).
Does Mid Ulster Cars use any other names?
It trades as Mid Ulster, Mid Ulster Cars Suzuki, Mid Ulster Cars Toyota, Mid Ulster Suzuki and Mid Ulster Toyota.

Sources and links

The full report on Mid Ulster Cars Ltd

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