Midlands Sheds and Summerhouses Limited

Reference number: 990971

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Switcha Limited Reference number: 828963 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • MIDLANDS SHEDS AND SUMMERHOUSES LIMITED (FRN 990971) introduces customers to Switcha Limited (FRN 828963). Any regulated advice or arranging is done by the principal, not MIDLANDS SHEDS AND SUMMERHOUSES.
  • Example: if MIDLANDS SHEDS AND SUMMERHOUSES refers you to a financial adviser, the advice should come from the principal firm, not from MIDLANDS SHEDS AND SUMMERHOUSES itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When midlandshedsandsummerhouses.co.uk first appeared online, and whether it can receive email
  • What kind of line 01384 263192 is
  • Who else gives the postcode DY5 3LB
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Switcha Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms like Midlands Sheds and Summerhouses

Other firms of the same type (credit broker), nearest first.

In the Dudley (DY) postcode area

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Midlands Sheds and Summerhouses

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details

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Frequently asked questions about this firm

Is Midlands Sheds and Summerhouses Limited FCA authorised?
Midlands Sheds and Summerhouses Limited (FRN 990971) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Midlands Sheds and Summerhouses?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Midlands Sheds and Summerhouses Limited (FRN 990971) introduces customers to Switcha Limited (FRN 828963). Any regulated advice or arranging is done by the principal, not Midlands Sheds and Summerhouses. Example: if Midlands Sheds and Summerhouses refers you to a financial adviser, the advice should come from the principal firm, not from Midlands Sheds and Summerhouses itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Midlands Sheds and Summerhouses’ phone number and website?
The FCA register lists the phone number 01384 263192 and the website midlandshedsandsummerhouses.co.uk for Midlands Sheds and Summerhouses. If you were given different contact details, use these to check with the firm before going any further.
Is Midlands Sheds and Summerhouses a scam or clone?
Midlands Sheds and Summerhouses is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Midlands Sheds and Summerhouses?
Protection works through Switcha Limited, the principal firm responsible for Midlands Sheds and Summerhouses's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Midlands Sheds and Summerhouses Limited

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