Midvale Garage (Rugby) Limited

Reference number: 1006111

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When midvalegarage.co.uk first appeared online, and whether it can receive email
  • What kind of line 01788 812174 is
  • Who else gives the postcode CV22 7DX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Midvale Garage Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
30 September 1987 (39 years old)
Registered office
190 Bilton Road, Rugby, Warwickshire, CV22 7DX
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Kamil Lukasz Smuklerz Director May 1989 20 Feb 2023 None
Ewa Ruszkowska Director Sep 1989 6 Jun 2026 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 9 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£254k

+23% from £206k

Employees (average)

0

No earlier figure to compare

Owed within a year

−£31.2k

−141% from £75.4k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02171754. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Midvale Garage (Rugby)’s history from the FCA register and Companies House, newest first.

2024

26 February 2024

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2023

20 February 2023

  • Kamil Lukasz Smuklerz took control (75–100% of shares)
  • Richard John Townsend gave up control

Companies House

2016

6 April 2016

  • Richard John Townsend took control (75–100% of shares)

Companies House

1994

24 May 1994

  • Board replaced: both directors left and 3 new directors took over

Companies House

1987

30 September 1987

  • Incorporated at Companies House

Companies House

In the full report: all 25 events

  • All 25 events in its history (7 shown here)
  • Every director appointment and resignation: 14
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Firms like Midvale Garage (Rugby)

Other firms of the same type (car dealer), nearest first.

In Rugby

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Midvale Garage (Rugby)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 25 events in its history

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Frequently asked questions about this firm

Is Midvale Garage (Rugby) Limited FCA authorised?
Yes, Midvale Garage (Rugby) Limited (FRN 1006111) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2024 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Midvale Garage (Rugby)’s phone number and website?
The FCA register lists the phone number 01788 812174 and the website midvalegarage.co.uk for Midvale Garage (Rugby). If you were given different contact details, use these to check with the firm before going any further.
Is Midvale Garage (Rugby) a scam or clone?
Midvale Garage (Rugby) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Midvale Garage (Rugby)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Midvale Garage (Rugby) handles your money, so check the specific product before you commit. You can also refer complaints about Midvale Garage (Rugby) to the Financial Ombudsman Service, free of charge.
Who owns Midvale Garage (Rugby)?
Companies House lists one person with significant control of Midvale Garage (Rugby): Mr Kamil Lukasz Smuklerz (75–100% of shares). Before that, it was controlled by Mr Richard John Townsend.
Who runs Midvale Garage (Rugby)?
Companies House lists 2 directors of Midvale Garage (Rugby): Kamil Lukasz Smuklerz and Ewa Ruszkowska.
How long has Midvale Garage (Rugby) been in business?
The company was formed on 30 September 1987, and has held its current FCA authorisation since February 2024.
What do Midvale Garage (Rugby)’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £254k (+23% from £206k).
Does Midvale Garage (Rugby) use any other names?
It trades as Midvale Garage.

Sources and links

The full report on Midvale Garage (Rugby) Limited

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