Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2013
- Accounts filed up to 30 June 2025
Responsible principal firm
Tabeo Finance Limited Reference number: 777539 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- MIECHOWICZ LTD (FRN 1019465) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not MIECHOWICZ.
- Example: if MIECHOWICZ refers you to a financial adviser, the advice should come from the principal firm, not from MIECHOWICZ itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Expert Smile, 344A Torquay Road, Paignton, Torbay, TQ3 2DQ, United Kingdom
In the full report: 2 background checks
- What kind of line 01803 671283 is
- Who else gives the postcode TQ3 2DQ
Other names (1)
If you were contacted under any of these names, it is this firm.
- Expert Smile Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Tabeo Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08394980 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 February 2013 (13 years old)
- Registered office
- 19 Hutton Road, Paignton, TQ3 1BN
- Nature of business
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- Dental practice activities (SIC 86230)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Kamil Miechowicz | Director | Aug 1979 | 8 Feb 2013 | None |
| Julia Miechowicz | Director | Oct 1981 | 31 Mar 2022 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 3 people who have been directors, with their dates
Filed accounts and finances
Net assets
£296k
+43% from £207k
Employees (average)
2
+100% from 1
Owed within a year
£67.6k
+271% from £18.2k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08394980. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Miechowicz’s history from the FCA register and Companies House, newest first.
2024
18 September 2024
- Became an introducer appointed representative
FCA register
2022
20 April 2022
- Julia Miechowicz became a part-owner (25–50% of shares)
- Julia Miechowicz stopped being a part-owner
Companies House
2016
6 April 2016
- Julia Miechowicz became a part-owner (25–50% of shares)
- Kamil Miechowicz became a part-owner (25–50% of shares)
Companies House
2013
8 February 2013
- Incorporated at Companies House
Companies House
In the full report: all 11 events
- All 11 events in its history (6 shown here)
- Every director appointment and resignation: 4
Firms like Miechowicz
Other firms of the same type (dental or medical practice), nearest first.
In Paignton
In the Torquay (TQ) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Miechowicz
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 11 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk