MiFinity UK Limited
Reference number: 900090
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
City Exchange Buidling, Suite 6B, 11-13 Gloucester St, Belfast, BT1 4LS, United Kingdom
In the full report: 3 background checks
- When mifinity.com first appeared online, and whether it can receive email
- What kind of line 028 9587 0100 is
- Who else gives the postcode BT1 4LS
Other names (2)
If you were contacted under any of these names, it is this firm.
- MiFinity Trading name: A name it trades under now.
- NxSystems Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
- a) Services enabling cash placement on a payment account
- b) Services enabling cash withdrawals from a payment account
- c) Execution of payment transactions (not covered by a credit line)
- d) Execution of payment transactions (covered by a credit line)
- e) Issuing payment instruments or acquiring payment transactions
- f) Money remittance
- g) Execution of payment transactions via telecoms, IT system or network operator
- h) Issuing Electronic Money
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- NI611169 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 14 February 2012 (14 years old)
- Registered office
- Suite B 6th Floor, City Exchange, 11-13 Gloucester Street, Belfast, BT1 4LS, Northern Ireland
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Paul James Kavanagh | Director | Dec 1960 | 9 Feb 2017 | None |
| Kieron John Nolan | Director | May 1968 | 9 Feb 2017 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 6 people who have been directors, with their dates
Filed accounts and finances
Turnover
£21.5m
+99% from £10.8m
Profit before tax
£9.77m
+363% from £2.11m
Employees (average)
15
+67% from 9
Turnover and profit
In the full report: all 5 years of accounts
- Every year from 2019 to 2024
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company NI611169. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
MiFinity UK’s history from the FCA register and Companies House, newest first.
2018
24 May 2018
- Regulated by the FCA from this date
- No longer regulated by the FCA
- Became an authorised e-money institution
FCA register
2017
6 February 2017
- Kieron John Nolan became a part-owner (25–50% of shares)
- Mike Busher gave up control
- Paul James Kavanagh became a part-owner (25–50% of shares)
Companies House
2016
24 May 2016
- Changed its registered name from "NxSystems Ltd"
FCA register
6 April 2016
- Mike Busher took control (75–100% of shares)
Companies House
2013
17 June 2013
- Regulated by the FCA from this date
FCA register
2012
14 February 2012
- Incorporated at Companies House
Companies House
In the full report: all 21 events
- All 21 events in its history (10 shown here)
- Every director appointment and resignation: 10
Firms connected to MiFinity UK
Other FCA-listed firms that share a director, phone number or address with MiFinity UK. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
Firms like MiFinity UK
Other firms of the same type (payment or money transfer firm), nearest first.
In Belfast
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on MiFinity UK
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 5 years of accounts, charted
- All 21 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
Is MiFinity UK Limited FCA authorised?
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Who owns MiFinity UK?
Who runs MiFinity UK?
How long has MiFinity UK been in business?
What do MiFinity UK’s latest accounts show?
Does MiFinity UK use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk