Mike Charles Watson

Reference number: 624288

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Appointed representative

Mike Charles Watson does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

ASHWORTH FINANCIAL PLANNING LIMITED Reference number: 606805 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mike Charles Watson (FRN 624288) is an AR of ASHWORTH FINANCIAL PLANNING LIMITED (FRN 606805). When you use Mike Charles Watson's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mike Charles Watson, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01206 230077

  • Address

    Unit 7, Park Lane Business Centre, Park Lane, Langham, Colchester, Essex, CO4 5WR, United Kingdom

In the full report: 2 background checks

  • What kind of line 01206 230077 is
  • Who else gives the postcode CO4 5WR
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mike Watson IFA Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ashworth Financial Planning Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Mike Charles Watson’s history from the FCA register and Companies House, newest first.

2014

29 May 2014

  • Became an appointed representative
  • Began trading as "Mike Watson IFA"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Mike Charles Watson

Other firms of the same type (financial adviser), nearest first.

In Colchester

Adele Waters Wealth Management LimitedColchesterAppointed representativeAlex Lloyd Wealth Management LtdColchesterAppointed representativeAllen & Company Financial Management LtdColchesterAppointed representativeAndrew DuleyColchesterAppointed representativeAshish PopatColchesterAppointed representativeBarker Mortgage Solutions LimitedColchesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mike Charles Watson

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Mike Charles Watson FCA authorised?
Mike Charles Watson (FRN 624288) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mike Charles Watson?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mike Charles Watson (FRN 624288) is an AR of ASHWORTH FINANCIAL PLANNING LIMITED (FRN 606805). When you use Mike Charles Watson's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mike Charles Watson, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mike Charles Watson’s phone number?
The FCA register lists the phone number 01206 230077 for Mike Charles Watson. If you were given different contact details, use these to check with the firm before going any further.
Is Mike Charles Watson a scam or clone?
Mike Charles Watson is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mike Charles Watson?
Protection works through Ashworth Financial Planning Limited, the principal firm responsible for Mike Charles Watson's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Mike Charles Watson use any other names?
It trades as Mike Watson IFA.

Sources and links

The full report on Mike Charles Watson

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