Mike Coad Ltd

Reference number: 956377

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mikecoad.co.uk first appeared online, and whether it can receive email
  • What kind of line 01872 510667 is
  • Who else gives the postcode TR4 9BE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mike Coad Car and Commercial Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13491155
Company status
Active
Company type
Private limited company
Incorporated
2 July 2021 (5 years old)
Registered office
Trewaters Farm, Trispen, Truro, TR4 9BE, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Coad Director Jan 1980 2 Jul 2021 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£436k

−10% from £485k

Employees (average)

5

Same as 5

Owed within a year

£370k

+12% from £329k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13491155. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mike Coad’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2021

20 October 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2 July 2021

  • Incorporated at Companies House
  • Michael Coad took control (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Mike Coad

Other FCA-listed firms that share a director, phone number or address with Mike Coad. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Mike Coad

Other firms of the same type (car dealer), nearest first.

In Truro

Collins Of Probus LimitedTruroAuthorisedCornwall Mobility Centre LimitedTruroAuthorisedJ K Motors (Sw) LtdTruroAuthorisedP Perryman & Sons LimitedTruroAuthorisedATV Centre LimitedTruroAppointed representativeClaude Holman Cars LimitedTruroAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mike Coad

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 8 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Mike Coad Ltd FCA authorised?
Yes, Mike Coad Ltd (FRN 956377) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2021 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Mike Coad’s phone number and website?
The FCA register lists the phone number 01872 510667 and the website mikecoad.co.uk for Mike Coad. If you were given different contact details, use these to check with the firm before going any further.
Is Mike Coad a scam or clone?
Mike Coad is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mike Coad?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Mike Coad handles your money, so check the specific product before you commit. You can also refer complaints about Mike Coad to the Financial Ombudsman Service, free of charge.
Who owns Mike Coad?
Companies House lists one person with significant control of Mike Coad: Mr Michael Coad (25–50% of shares).
Who runs Mike Coad?
Companies House lists one director of Mike Coad: Michael Coad.
How long has Mike Coad been in business?
The company was formed on 2 July 2021, and has held its current FCA authorisation since October 2021.
What do Mike Coad’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £436k (−10% from £485k).
Does Mike Coad use any other names?
It trades as Mike Coad Car and Commercial.

Sources and links

The full report on Mike Coad Ltd

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