Mike Davey Mortgage Services Limited

Reference number: 403720

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mike Davey Mortgage Services Limited (FRN 403720) is an AR of First Complete Limited (FRN 435779). When you use Mike Davey Mortgage Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mike Davey Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07730 583165

  • Address

    20 Dairy Way, Kibworth Harcourt, Leicester, Leicestershire, LE8 0SN, United Kingdom

In the full report: 2 background checks

  • What kind of line 07730 583165 is
  • Who else gives the postcode LE8 0SN
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Michael Davey Former name
  • Mike Davey Mortgage Services Former name
  • Taxi Driver Mortgage Services Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15676011
Company status
Active
Company type
Private limited company
Incorporated
24 April 2024 (2 years old)
Registered office
20 Dairy Way, Kibworth Harcourt, Leicester, Leicestershire, LE8 0SN, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Stephen George Davey Director May 1984 24 Apr 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Micro-entity accountsNot audited

Total equity

£10.1k

No earlier figure to compare

Employees (average)

3

No earlier figure to compare

Owed within a year

£4,670

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15676011. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mike Davey Mortgage Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2024

16 August 2024

  • Changed its registered name from "Michael Davey"

FCA register

24 April 2024

  • Incorporated at Companies House
  • Michael Stephen George Davey took control (75–100% of shares)

Companies House

2013

9 July 2013

  • Changed its registered name from "Mike Davey Mortgage Services"

FCA register

2004

31 October 2004

  • Became an appointed representative

FCA register

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Mike Davey Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Leicester

Aarti Dilip BharakhadaLeicesterAppointed representativeABP Mortgage Solutions LtdLeicesterAppointed representativeAspire Mortgages (Leicester) LimitedLeicesterAppointed representativeBe Mortgaged LtdLeicesterAppointed representativeChristopher HarveyLeicesterAppointed representativeClear Financial (Leicester) LtdLeicesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mike Davey Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 11 events in its history

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Frequently asked questions about this firm

Is Mike Davey Mortgage Services Limited FCA authorised?
Mike Davey Mortgage Services Limited (FRN 403720) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mike Davey Mortgage Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mike Davey Mortgage Services Limited (FRN 403720) is an AR of First Complete Limited (FRN 435779). When you use Mike Davey Mortgage Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mike Davey Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mike Davey Mortgage Services’ phone number?
The FCA register lists the phone number 07730 583165 for Mike Davey Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.
Is Mike Davey Mortgage Services a scam or clone?
Mike Davey Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mike Davey Mortgage Services?
Protection works through First Complete Limited, the principal firm responsible for Mike Davey Mortgage Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mike Davey Mortgage Services?
Companies House lists one person with significant control of Mike Davey Mortgage Services: Mr Michael Stephen George Davey (75–100% of shares).
Who runs Mike Davey Mortgage Services?
Companies House lists one director of Mike Davey Mortgage Services: Michael Stephen George Davey.
How long has Mike Davey Mortgage Services been in business?
The company was formed on 24 April 2024.
What do Mike Davey Mortgage Services’ latest accounts show?
Its latest accounts, to 30 April 2025, show total equity of £10.1k (no earlier figure to compare).
Does Mike Davey Mortgage Services use any other names?
It has previously used 3 other names: Michael Davey, Mike Davey Mortgage Services and Taxi Driver Mortgage Services.

Sources and links

The full report on Mike Davey Mortgage Services Limited

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