Miko Coffee (scotland) Ltd

Reference number: 737458

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Miko Coffee (scotland) Ltd (FRN 737458) is an AR of MIKO COFFEE LIMITED (FRN 692483). When you use Miko Coffee (scotland)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Miko Coffee (scotland), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mikocoffee.com first appeared online, and whether it can receive email
  • What kind of line 01355 24466 is
  • Who else gives the postcode G74 1PF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • espresso adesso ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Miko Coffee Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
MIKO COFFEE (SCOTLAND) LIMITED
Company status
Active
Company type
Private limited company
Incorporated
19 March 1997 (29 years old)
Registered office
145 St. Vincent Street, Glasgow, G2 5JF
Nature of business
  • Wholesale of coffee, tea, cocoa and spices (SIC 46370)

Directors and company secretaries

Name Role Born Appointed Other companies
Karl Anne Frank Hermans Director Dec 1973 11 May 2026 None
Frederic Moirt Secretary Not published 23 Jun 2010 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2021Small company accountsNot audited

Total equity

−£935k

No earlier figure to compare

Cash at bank

£66.8k

No earlier figure to compare

Employees (average)

4

No earlier figure to compare

Owed within a year

£1.26m

No earlier figure to compare

Total equity is negative: on its last balance sheet the company owed £935k more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC173623. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Miko Coffee (scotland)’s history from the FCA register and Companies House, newest first.

2026

11 May 2026

  • Board replaced: its only director left and a new director took over

Companies House

2017

20 April 2017

  • Changed its registered name from "espresso adesso ltd"

FCA register

2016

6 April 2016

  • Miko Koffie NV gained significant control

Companies House

22 February 2016

  • Became an appointed representative

FCA register

2010

23 June 2010

  • Board replaced: both directors left and a new director took over

Companies House

1997

19 March 1997

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (6 shown here)
  • Every director appointment and resignation: 7
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Firms like Miko Coffee (scotland)

Other firms of the same type (credit broker), nearest first.

In Glasgow

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Miko Coffee (scotland)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 13 events in its history

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Frequently asked questions about this firm

Is Miko Coffee (scotland) Ltd FCA authorised?
Miko Coffee (scotland) Ltd (FRN 737458) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Miko Coffee (scotland)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Miko Coffee (scotland) Ltd (FRN 737458) is an AR of MIKO COFFEE LIMITED (FRN 692483). When you use Miko Coffee (scotland)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Miko Coffee (scotland), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Miko Coffee (scotland)’s phone number and website?
The FCA register lists the phone number 01355 24466 and the website mikocoffee.com for Miko Coffee (scotland). If you were given different contact details, use these to check with the firm before going any further.
Is Miko Coffee (scotland) a scam or clone?
Miko Coffee (scotland) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Miko Coffee (scotland)?
Protection works through Miko Coffee Limited, the principal firm responsible for Miko Coffee (scotland)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Miko Coffee (scotland)?
Companies House lists one person with significant control of Miko Coffee (scotland): Miko Koffie NV (significant influence or control).
Who runs Miko Coffee (scotland)?
Companies House lists one director of Miko Coffee (scotland): Karl Anne Frank Hermans.
How long has Miko Coffee (scotland) been in business?
The company was formed on 19 March 1997.
What do Miko Coffee (scotland)’s latest accounts show?
Its latest accounts, to 31 December 2021, show total equity of −£935k (no earlier figure to compare) and cash at bank of £66.8k (no earlier figure to compare).
Does Miko Coffee (scotland) use any other names?
It has previously used the name espresso adesso ltd.

Sources and links

The full report on Miko Coffee (scotland) Ltd

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