Mill Wood Finance Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Your funds are protected by FSCS
No FCA actions
Active company since 1998
Accounts filed up to 31 May 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

millwoodfinance.com (opens in a new tab)
Phone number

01273 523690
Address

Mill Wood Finance Ltd, Sinon House, The Hyde, Brighton, Brighton and Hove, BN2 4JE, United Kingdom

In the full report: 3 background checks

When millwoodfinance.com first appeared online, and whether it can receive email
What kind of line 01273 523690 is
Who else gives the postcode BN2 4JE

FCA permissions and consumer protection

Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit · Hire out goods to consumers No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (5 permissions)

Credit Broking
Debt Adjusting
Debt-counselling
Entering into Regulated Consumer Hire Agreements as owner
Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 03620326 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 24 August 1998 (28 years old)
Registered office: 2/4 Ash Lane, Rustington, Littlehampton, BN16 3BZ, England
Nature of business: Financial leasing (SIC 64910)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Michael Jon Bolland	Director	Jul 1970	24 Aug 1999	8 other companies
Abigail Louise Bolland	Director	May 1976	23 Oct 2025	None
Abigail Louise Bolland	Secretary	Not published	24 Aug 1998	–

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 8
closed down: 1
still active: 7

In the full report: all 8 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
All 5 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

£651k

−8.1% from £708k

Employees (average)

5

Same as 5

Owed within a year

£436k

+7.8% from £404k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03620326. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mill Wood Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (13)

2016

12 May 2016

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

6 April 2016

Abigail Louise Bolland became a part-owner (25–50% of shares)
Michael Jon Bolland became a part-owner (25–50% of shares)

Companies House

1998

24 August 1998

Incorporated at Companies House

Companies House

In the full report: all 13 events

All 13 events in its history (5 shown here)
Every director appointment and resignation: 6

Firms connected to Mill Wood Finance

Other FCA-listed firms that share a director, phone number or address with Mill Wood Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Mill Wood Finance

Other firms of the same type (car leasing or hire), nearest first.

In Brighton

Rastrick LtdBrightonAuthorised

In the Brighton (BN) postcode area

Precise Cars LimitedEastbourneAuthorised Rossetts (UK) LimitedWorthingAuthorised Stewart Mouland Motor caravans LimitedPeacehavenAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mill Wood Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

8 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 13 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Mill Wood Finance Limited FCA authorised?

Yes, Mill Wood Finance Limited (FRN 729876) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2016 and works as a car leasing or hire. The FCA has placed no limits on its permissions.

What is Mill Wood Finance’s phone number and website?

The FCA register lists the phone number 01273 523690 and the website millwoodfinance.com for Mill Wood Finance. If you were given different contact details, use these to check with the firm before going any further.

Is Mill Wood Finance a scam or clone?

Mill Wood Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Mill Wood Finance?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Mill Wood Finance to the Financial Ombudsman Service, free of charge.

Who owns Mill Wood Finance?

Companies House lists 2 people with significant control of Mill Wood Finance: Mr Michael Jon Bolland (25–50% of shares) and Mrs Abigail Louise Bolland (25–50% of shares).

Who runs Mill Wood Finance?

Companies House lists 2 directors of Mill Wood Finance: Michael Jon Bolland and Abigail Louise Bolland.

How long has Mill Wood Finance been in business?

The company was formed on 24 August 1998, and has held its current FCA authorisation since May 2016.

What do Mill Wood Finance’s latest accounts show?

Its latest accounts, to 31 May 2025, show net assets of £651k (−8.1% from £708k).