Millennium Mortgages Limited

Reference number: 406444

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Personal Touch Financial Services Limited Reference number: 187834 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Millennium Mortgages Limited (FRN 406444) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Millennium Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Millennium Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01482 841123

  • Address

    26 Carlton Rise, Beverley, North Humberside, HU17 8UR, United Kingdom

In the full report: 2 background checks

  • What kind of line 01482 841123 is
  • Who else gives the postcode HU17 8UR
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Mark Thurman Former name
  • Millennium Mortgage Services Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06865015
Company status
Active
Company type
Private limited company
Incorporated
31 March 2009 (17 years old)
Registered office
26 Carlton Rise, Beverley, North Humberside, HU17 8UR, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Thurman Director Nov 1969 20 Apr 2009 5 other companies
Michael David Plaster Director May 1990 6 Apr 2024 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
4
still active
2

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Total equity

£163k

−13% from £188k

Cash at bank

£91.8k

+106% from £44.4k

Employees (average)

3

Same as 3

Owed within a year

£92.5k

+16% from £79.9k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06865015. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Millennium Mortgages’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2017

31 March 2017

  • Mark Thurman took control (75–100% of shares)

Companies House

2015

10 September 2015

  • Changed its registered name from "Mark Thurman"

FCA register

2013

22 March 2013

  • Changed its registered name from "Millennium Mortgage Services"

FCA register

2009

31 March 2009

  • Incorporated at Companies House

Companies House

2004

31 October 2004

  • Became an appointed representative

FCA register

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms like Millennium Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Beverley

Jessica Laud Mortgages LimitedBeverleyAppointed representativeMAP Finance LtdBeverleyAppointed representativeSusan PettigrewBeverleyAppointed representativeWentworth Finance LimitedBeverleyAppointed representativeYour Door Mortgage Advice LimitedBeverleyAppointed representativeJulie Ball Designed Interiors LimitedBeverleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Millennium Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Millennium Mortgages Limited FCA authorised?
Millennium Mortgages Limited (FRN 406444) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Millennium Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Millennium Mortgages Limited (FRN 406444) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Millennium Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Millennium Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Millennium Mortgages’ phone number?
The FCA register lists the phone number 01482 841123 for Millennium Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Millennium Mortgages a scam or clone?
Millennium Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Millennium Mortgages?
Protection works through Personal Touch Financial Services Limited, the principal firm responsible for Millennium Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Millennium Mortgages?
Companies House lists one person with significant control of Millennium Mortgages: Mr Mark Thurman (75–100% of shares).
Who runs Millennium Mortgages?
Companies House lists 2 directors of Millennium Mortgages: Mark Thurman and Michael David Plaster.
How long has Millennium Mortgages been in business?
The company was formed on 31 March 2009.
What do Millennium Mortgages’ latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £163k (−13% from £188k) and cash at bank of £91.8k (+106% from £44.4k).
Does Millennium Mortgages use any other names?
It has previously used 2 other names: Mark Thurman and Millennium Mortgage Services.

Sources and links

The full report on Millennium Mortgages Limited

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