Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 March 2026
Responsible principal firm
Beneficial Ltd Reference number: 736655 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Mills Mortgage Services Ltd (FRN 1018671) is an AR of Beneficial Ltd (FRN 736655). When you use Mills Mortgage Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Mills Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
67 Ashfield Road, Altrincham, Trafford, WA15 9QN, United Kingdom
In the full report: 2 background checks
- What kind of line 07748 114500 is
- Who else gives the postcode WA15 9QN
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Beneficial Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15726527 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 17 May 2024 (2 years old)
- Registered office
- 67 Ashfield Road, Hale, Altrincham, WA15 9QN, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Adam Peter Thornley Groves | Director | May 1995 | 17 May 2024 | 2 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- closed down
- 1
- still active
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£543
Up £3,979 from −£3,436
Employees (average)
0
Same as 0
Owed within a year
£4,266
+22% from £3,488
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15726527. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mills Mortgage Services’s history from the FCA register and Companies House, newest first.
2026
19 August 2026
- Jasmine Groves stopped being a part-owner
Companies House
22 May 2026
- Jasmine Groves became a part-owner (25–50% of shares)
Companies House
2024
30 September 2024
- Became an appointed representative
FCA register
17 May 2024
- Incorporated at Companies House
- Adam Peter Thornley Groves took control (75–100% of shares)
- Adam Peter Thornley Groves appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Mills Mortgage Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In Altrincham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mills Mortgage Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 2 background checks on its contact details
- All 6 events in its history
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Frequently asked questions about this firm
Is Mills Mortgage Services Ltd FCA authorised?
What does appointed representative mean for Mills Mortgage Services?
What is Mills Mortgage Services’ phone number?
Is Mills Mortgage Services a scam or clone?
Is my money safe with Mills Mortgage Services?
Who owns Mills Mortgage Services?
Who runs Mills Mortgage Services?
How long has Mills Mortgage Services been in business?
What do Mills Mortgage Services’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk