Minder Finance Limited

Reference number: 922444

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

New Leaf Distribution Limited Reference number: 460421 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Minder Finance Limited (FRN 922444) is an AR of New Leaf Distribution Limited (FRN 460421). When you use Minder Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Minder Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01376 773011

  • Address

    15 Colchester Road, Coggeshall, Colchester, Essex, CO6 1RP, United Kingdom

In the full report: 2 background checks

  • What kind of line 01376 773011 is
  • Who else gives the postcode CO6 1RP
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Mortgage Minder Trading name
  • Colin Farrow Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through New Leaf Distribution Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16979615
Company status
Active
Company type
Private limited company
Incorporated
21 January 2026 (less than a year old)
Registered office
15 Colchester Road, Colchester, Essex, CO6 1RP, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Colin Farrow Director Mar 1981 21 Jan 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Minder Finance’s history from the FCA register and Companies House, newest first.

2026

6 February 2026

  • Changed its registered name from "Colin Farrow"

FCA register

21 January 2026

  • Incorporated at Companies House
  • Colin Farrow took control (75–100% of shares)
  • Colin Farrow appointed as a director

Companies House

2020

10 March 2020

  • Became an appointed representative
  • Began trading as "Mortgage Minder"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Minder Finance

Other firms of the same type (pension transfer adviser), nearest first.

In the Colchester (CO) postcode area

knightsbridge Financial Solutions LtdTiptreeAppointed representativeMark GittingsSudburyAppointed representativeSalmon Financial Solutions LimitedSudburyAppointed representativeCoffey Brooks Financial Services LtdClacton-on-SeaAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Minder Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Minder Finance Limited FCA authorised?
Minder Finance Limited (FRN 922444) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Minder Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Minder Finance Limited (FRN 922444) is an AR of New Leaf Distribution Limited (FRN 460421). When you use Minder Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Minder Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Minder Finance’s phone number?
The FCA register lists the phone number 01376 773011 for Minder Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Minder Finance a scam or clone?
Minder Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Minder Finance?
Protection works through New Leaf Distribution Limited, the principal firm responsible for Minder Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Minder Finance?
Companies House lists one person with significant control of Minder Finance: Mr Colin Farrow (75–100% of shares).
Who runs Minder Finance?
Companies House lists one director of Minder Finance: Colin Farrow.
How long has Minder Finance been in business?
The company was formed on 21 January 2026.
Does Minder Finance use any other names?
It trades as Mortgage Minder. It has previously used the name Colin Farrow.

Sources and links

The full report on Minder Finance Limited

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