Mint Formations Ltd

Reference number: 1059749

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Cover-Rule Limited Reference number: 311856 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Mint Formations Ltd (FRN 1059749) introduces customers to Cover-Rule Limited (FRN 311856). Any regulated advice or arranging is done by the principal, not Mint Formations.
  • Example: if Mint Formations refers you to a financial adviser, the advice should come from the principal firm, not from Mint Formations itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mintformations.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7112 8684 is
  • Who else gives the postcode HA4 7AE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mint Leaf Insurance Services Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Cover-Rule Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10771070
Company status
Active
Company type
Private limited company
Incorporated
15 May 2017 (9 years old)
Registered office
College House, 17 King Edwards Road, Ruislip, London, HA4 7AE, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Rajesh Velayuthasamy Director Dec 1974 15 May 2017 10 other companies
Ganesh Ranganathan Director Jun 1969 7 Jun 2024 1 other company
Shumitha Ramachandran Secretary Not published 18 May 2017 –
Andrew Kevin Tree Secretary Not published 3 Apr 2020 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
5
run together
1

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2022Micro-entity accountsNot audited

Net assets

£28.9k

−75% from £114k

Employees (average)

1

Same as 1

Owed within a year

£112k

−50% from £224k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2019 to 2022
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10771070. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mint Formations’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2026

6 August 2026

  • Became an introducer appointed representative

FCA register

2017

28 September 2017

  • Andrew Kevin Tree gained 25–50% of the votes

Companies House

15 May 2017

  • Incorporated at Companies House
  • Andrew Kevin Tree became a part-owner (25–50% of shares)
  • Andrew Kevin Tree stopped being a part-owner
  • Rajesh Velayuthasamy took control (75–100% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 4
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Firms like Mint Formations

Other firms of the same type (insurance broker), nearest first.

In Ruislip

BETR Brokers LimitedRuislipAppointed representativeLincoln MGA LimitedRuislipAppointed representativeCitygate Leasing LimitedRuislipAppointed representativeLawrence Rand LtdRuislipAppointed representativeStudious Associates LimitedRuislipAuthorisedWillis Motor CompanyRuislipAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mint Formations

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Mint Formations Ltd FCA authorised?
Mint Formations Ltd (FRN 1059749) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Mint Formations?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Mint Formations Ltd (FRN 1059749) introduces customers to Cover-Rule Limited (FRN 311856). Any regulated advice or arranging is done by the principal, not Mint Formations. Example: if Mint Formations refers you to a financial adviser, the advice should come from the principal firm, not from Mint Formations itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mint Formations’ phone number and website?
The FCA register lists the phone number 020 7112 8684 and the website mintformations.co.uk for Mint Formations. If you were given different contact details, use these to check with the firm before going any further.
Is Mint Formations a scam or clone?
Mint Formations is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mint Formations?
Protection works through Cover-Rule Limited, the principal firm responsible for Mint Formations's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mint Formations?
Companies House lists 2 people with significant control of Mint Formations: Mr Rajesh Velayuthasamy (75–100% of shares) and Mr Andrew Kevin Tree (25–50% of votes).
Who runs Mint Formations?
Companies House lists 2 directors of Mint Formations: Rajesh Velayuthasamy and Ganesh Ranganathan.
How long has Mint Formations been in business?
The company was formed on 15 May 2017.
What do Mint Formations’ latest accounts show?
Its latest accounts, to 31 May 2022, show net assets of £28.9k (−75% from £114k).
Does Mint Formations use any other names?
It trades as Mint Leaf Insurance Services.

Sources and links

The full report on Mint Formations Ltd

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