Miramar Underwriting Limited
Reference number: 507000
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
One Avenue Group Ltd, Dawson House, 5 Jewry Street, London, City Of London, EC3N 2EX, United Kingdom
In the full report: 3 background checks, 2 things worth a closer look
- When bspokegroup.co.uk first appeared online, and whether it can receive email
- What kind of line 020 3828 3527 is
- Whether EC3N 2EX is a shared office: 20 other firms give it
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on P2P agreements
- Arranging (bringing about) deals in investments
- Assisting in the administration and performance of a contract of insurance
- Dealing in investments as agent
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06985118 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 7 August 2009 (17 years old)
- Registered office
- Dawson House 5, Jewry Street, Fenchurch, London, EC3N 2EX, England
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| James Robert Purvis | Director | Dec 1965 | 3 Jun 2024 | 10 other companies |
| Ryan Mark Gill | Director | Feb 1983 | 12 Sep 2025 | 26 other companies |
| Wayne Clinton Tonge | Director | May 1969 | 24 Jul 2026 | 2 other companies |
| Philip James Welch | Director | Mar 1990 | 16 Sep 2026 | 13 other companies |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 31
- closed down
- 12
- are FCA-registered
- 7
In the full report: all 31 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 7 on the FCA register
- The 12 companies these 4 directors run together
- All 9 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£529k
+21% from £437k
Cash at bank
£216k
+4.6% from £207k
Employees (average)
6
Same as 6
Owed within a year
£55.2k
+46% from £37.7k
Net assets
In the full report: all 4 years of accounts
- Every year from 2019 to 2022
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 06985118. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Miramar Underwriting’s history from the FCA register and Companies House, newest first.
2023
8 August 2023
- Bspoke Insurance Group Ltd took control (75–100% of shares)
- Jeffrey Turner stopped being a part-owner
- Timothy Simpson no longer has significant control
Companies House
2018
25 January 2018
- Georgena Simpson stopped being a part-owner
Companies House
2016
6 April 2016
- Georgena Simpson became a part-owner (25–50% of shares)
- Jeffrey Turner became a part-owner (25–50% of shares)
- Timothy Simpson gained significant control
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2009
21 December 2009
- Became authorised by the FCA
FCA register
10 September 2009
- Regulated by the Financial Services Authority from this date
FCA register
7 August 2009
- Incorporated at Companies House
Companies House
In the full report: all 27 events
- All 27 events in its history (11 shown here)
- Every director appointment and resignation: 14
Firms connected to Miramar Underwriting
Other FCA-listed firms that share a director, phone number or address with Miramar Underwriting. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 7
- share a director
- 7
In the full report: all 7 connected firms, named
- How each is linked: shared directors (7)
- Who links each one: the named directors, with dates
Firms like Miramar Underwriting
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Miramar Underwriting
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 31 other companies its directors have run, named
- 3 background checks on its contact details, 2 flagged
- 4 years of accounts, charted
- All 27 events in its history
- 7 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk