MIT Fiscal Ltd

Reference number: 913317

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Authorisation being cancelled

This firm has asked the FCA to cancel its authorisation. It is still in force until the FCA processes the application, so existing business keeps its protection, but its regulated work is winding down.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01202 332333

  • Address

    C/o Heritage Investments, 24 Bargates, Christchurch, Dorset, BH23 1QL, United Kingdom

In the full report: 2 background checks

  • What kind of line 01202 332333 is, and the other firm that gives it
  • Who else gives the postcode BH23 1QL
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
20 July 2019 (7 years old)
Registered office
Fryern House 125 Winchester Road, Chandler's Ford, Eastleigh, SO53 2DR, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Michael Cook Director Sep 1979 25 Jun 2025 4 other companies
John Robert Cooper Director Apr 1971 25 Jun 2025 7 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
3
went insolvent
1

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 3 on the FCA register
  • The 3 companies these 2 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£102k

−11% from £115k

Cash at bank

£97.5k

−13% from £112k

Employees (average)

4

Same as 4

Owed within a year

£42.4k

+74% from £24.4k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12114027. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

MIT Fiscal’s history from the FCA register and Companies House, newest first.

2025

25 June 2025

  • Board replaced: its only director left and 2 new directors took over
  • Heritage Financial Group Ltd took control (75–100% of shares)
  • Jacqueline Werner stopped being a part-owner
  • Mark Werner stopped being a part-owner

Companies House

2021

19 November 2021

  • Jacqueline Werner became a part-owner (25–50% of shares)
  • Mark Werner became a part-owner (25–50% of shares)

Companies House

2020

9 April 2020

  • Regulated by the FCA from this date
  • Applied to cancel its FCA authorisation

FCA register

2019

20 July 2019

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (9 shown here)
  • Every director appointment and resignation: 10
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Firms connected to MIT Fiscal

Other FCA-listed firms that share a director, phone number or address with MIT Fiscal. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
3
share its phone number
1

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (3), the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like MIT Fiscal

Other firms of the same type (financial adviser), nearest first.

In Christchurch

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on MIT Fiscal

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 23 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is MIT Fiscal Ltd FCA authorised?
MIT Fiscal Ltd (FRN 913317) is on the FCA register, but its authorisation is changing (authorisation being cancelled). Check the register before dealing with it.
What is MIT Fiscal’s phone number?
The FCA register lists the phone number 01202 332333 for MIT Fiscal. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is MIT Fiscal a scam or clone?
MIT Fiscal is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with MIT Fiscal?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about MIT Fiscal to the Financial Ombudsman Service, free of charge.
Who owns MIT Fiscal?
MIT Fiscal is owned by Heritage Financial Group Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 25 June 2025. Before that, it was controlled by Mr Mark Werner and Mrs Jacqueline Werner.
Who runs MIT Fiscal?
Companies House lists 2 directors of MIT Fiscal: Andrew Michael Cook and John Robert Cooper.
How long has MIT Fiscal been in business?
The company was formed on 20 July 2019.
What do MIT Fiscal’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £102k (−11% from £115k) and cash at bank of £97.5k (−13% from £112k).

Sources and links

The full report on MIT Fiscal Ltd

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