Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
Novuna House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP, United Kingdom
In the full report: 3 background checks
When novuna.co.uk first appeared online, and whether it can receive email
What kind of line 01784 227300 is
Who else gives the postcode TW18 3HP
Other names(57)
If you were contacted under any of these names, it is this firm.
beSavvi Trading name: A name it trades under now.
CM3 Trading name: A name it trades under now.
CreditMaster3 Trading name: A name it trades under now.
Mitsubishi HC Capital Europe Trading name: A name it trades under now.
Novuna Trading name: A name it trades under now.
Novuna Business Cashflow Trading name: A name it trades under now.
Novuna Business Finance Trading name: A name it trades under now.
Novuna Capital Trading name: A name it trades under now.
Novuna Consumer Finance Trading name: A name it trades under now.
Novuna Personal Finance Trading name: A name it trades under now.
Novuna Retail Finance Trading name: A name it trades under now.
Novuna Vehicle Solutions Trading name: A name it trades under now.
Payby Finance Trading name: A name it trades under now.
Hitachi Capital (UK) PLC Former name: A name it was registered under before.
Besavvi loans Former trading name: A name it used to trade under.
CM+ Former trading name: A name it used to trade under.
CM2 Former trading name: A name it used to trade under.
CMPlus Former trading name: A name it used to trade under.
CreditMaster+ Former trading name: A name it used to trade under.
CreditMaster2 Former trading name: A name it used to trade under.
CreditMasterPlus Former trading name: A name it used to trade under.
European Vendor Solutions Former trading name: A name it used to trade under.
Hitachi Capital Former trading name: A name it used to trade under.
Hitachi Capital Agricultural Finance Former trading name: A name it used to trade under.
Hitachi Capital Asset Finance Former trading name: A name it used to trade under.
Hitachi Capital Business Finance Former trading name: A name it used to trade under.
Hitachi Capital Car Solutions Former trading name: A name it used to trade under.
Hitachi Capital Commercial Vehicle Solutions Former trading name: A name it used to trade under.
Hitachi Capital Consumer Finance Former trading name: A name it used to trade under.
Hitachi Capital Driving Instructor Solutions Former trading name: A name it used to trade under.
Hitachi Capital European Vendor Solutions Former trading name: A name it used to trade under.
Hitachi Capital Franchise Finance Former trading name: A name it used to trade under.
Hitachi Capital Invoice Finance Former trading name: A name it used to trade under.
Hitachi Capital Motor Finance Former trading name: A name it used to trade under.
Hitachi Capital Retail Finance Former trading name: A name it used to trade under.
Hitachi Capital Vehicle Solutions Former trading name: A name it used to trade under.
Hitachi Car Loans Former trading name: A name it used to trade under.
Hitachi Home Improvement Loans Former trading name: A name it used to trade under.
Hitachi Leisure Loans Former trading name: A name it used to trade under.
Hitachi Loans Former trading name: A name it used to trade under.
Hitachi Personal Finance Former trading name: A name it used to trade under.
Hitachi Personal Loans Former trading name: A name it used to trade under.
Hitachi PF Former trading name: A name it used to trade under.
Hitachi Wedding Loans Former trading name: A name it used to trade under.
HPF Former trading name: A name it used to trade under.
Savvi Former trading name: A name it used to trade under.
Savvi Car Loans Former trading name: A name it used to trade under.
Savvi from Hitachi Capital Former trading name: A name it used to trade under.
Savvi Holiday Loans Former trading name: A name it used to trade under.
Savvi Home Improvement Loans Former trading name: A name it used to trade under.
Savvi Loans Former trading name: A name it used to trade under.
Savvi Motor Loans Former trading name: A name it used to trade under.
Savvi Travel Loans Former trading name: A name it used to trade under.
Savvi Wedding Loans Former trading name: A name it used to trade under.
Think Again Former trading name: A name it used to trade under.
www.creditmaster2.co.uk Former trading name: A name it used to trade under.
www.creditmaster3.co.uk Former trading name: A name it used to trade under.
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact
information to appear genuine. Check whatever you were given below, and
against the firm's real details above.
Scammers change these details often. Always check the live FCA warning.
FCA permissions and consumer protection
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit · Hire out goods to consumers No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
ComplaintsOmbudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Debt Adjusting
Debt-collecting
Debt-counselling
Entering into Regulated Consumer Hire Agreements as owner
Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement
Making arrangements with a view to transactions in investments
Financial Ombudsman complaints
Ombudsman complaints
new complaints, January–June 2025
484
upheld, against a 31% median
31%
about banking and credit
484
A bigger firm gets more complaints simply because it has more customers.
Companies House record
The company behind the firm: its status, age, registered office and directors.
A firm is run by people, and their other companies are their track record:
what they built, what closed, and anything that failed. It is the check most
people never think to make.
other companies
17
closed down
9
are FCA-registered
4
Lorem Ipsum Holdings LtdDirector · 2014 to 2019Dissolved
Dolor Sit LtdDirector · since 2016FCA-registeredActive
Amet Consectetur Property Services LtdDirector · 2011 to 2015In liquidation
Adipiscing Elit Group LLPSecretary · since 2020Active
In the full report: all 17 companies, named
What each company does, and whether it is still trading
Which of these 5 directors sit on each board, and since when
Any that went into liquidation or administration
The 4 on the FCA register, including one no longer authorised
All 41 people who have ever been directors, with their dates
Filed accounts and finances
Year to 31 March 2026Full accountsAudited
Turnover
£1482.5m
No earlier figure to compare
Profit before tax
£65.4m
No earlier figure to compare
Net assets
£8462.1m
No earlier figure to compare
Cash at bank
£112.3m
No earlier figure to compare
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 01630491. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Mitsubishi HC Capital UK’s history from the FCA register and Companies House, newest first.
Changed its registered name from "Hitachi Capital (UK) PLC"
Changed its registered name from "Mitsubishi HC Capital UK PLC"
FCA register
2021
3 August 2021
FCA warned the public about a scam impersonating this firm
FCA warning list
1 April 2021
Hitachi Capital Corporation gave up control
Mitsubishi Hc Capital Inc took control (75–100% of shares)
Companies House
2017
11 October 2017
Regulated by the FCA from this date
Became authorised by the FCA
FCA register
2016
6 April 2016
Hitachi Capital Corporation took control (75–100% of shares)
Companies House
1982
21 April 1982
Incorporated at Companies House
Companies House
In the full report: all 190 events
All 190 events in its history (9 shown here)
Every director appointment and resignation: 75
Firms connected to Mitsubishi HC Capital UK
Other FCA-listed firms that share a director, phone number or address with Mitsubishi HC Capital UK. A link shows who the firm is tied to, not whether either can be trusted.
past links
4
Lorem Ipsum Finance LtdAuthorisedShared director
Dolor Sit LtdNo longer authorisedSame phone number
Amet Consectetur Capital Partners LtdAppointed representativeSame postcode
Adipiscing LLPAuthorisedShared director
In the full report: all 0 connected firms, named
4 past links through former directors
Firms like Mitsubishi HC Capital UK
Other firms of the same type (lender), nearest first.
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mitsubishi HC Capital UK
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
17 other companies its directors have run, named
3 background checks on its contact details
All 190 events in its history
Instant PDF · One-off payment · Secure checkout by Stripe
FirmSearch Report
Mitsubishi HC Capital UK PLC
Reference 704348 30 October 2026
Frequently asked questions about this firm
Is Mitsubishi HC Capital UK PLC FCA authorised?
Yes, Mitsubishi HC Capital UK PLC (FRN 704348) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2017 and works as a lender. The FCA has placed no limits on its permissions.
What is Mitsubishi HC Capital UK’s phone number and website?
The FCA register lists the phone number 01784 227300 and the website novuna.co.uk for Mitsubishi HC Capital UK. If you were given different contact details, use these to check with the firm before going any further.
Is Mitsubishi HC Capital UK a scam or clone?
Scammers have impersonated Mitsubishi HC Capital UK: the FCA has published 3 warnings about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Mitsubishi HC Capital UK, shown on this page.
Is my money safe with Mitsubishi HC Capital UK?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Mitsubishi HC Capital UK to the Financial Ombudsman Service, free of charge.
Who owns Mitsubishi HC Capital UK?
Mitsubishi HC Capital UK is owned by Mitsubishi Hc Capital Inc, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 April 2021. Before that, it was controlled by Hitachi Capital Corporation.
Who runs Mitsubishi HC Capital UK?
Companies House lists 5 directors of Mitsubishi HC Capital UK: Robert Douglas Gordon, Alan Renatus Frederick Hughes, Sian Herbert, David Gavin Corbitt and Hiroshi Ikebe.
How long has Mitsubishi HC Capital UK been in business?
The company was formed on 21 April 1982, and has held its current FCA authorisation since October 2017.
What do Mitsubishi HC Capital UK’s latest accounts show?
Its latest accounts, to 31 March 2026, show turnover of £1482.5m (no earlier figure to compare) and profit before tax of £65.4m (no earlier figure to compare).
How many complaints does Mitsubishi HC Capital UK get?
In January–June 2025, the Financial Ombudsman Service received 484 new complaints about Mitsubishi HC Capital UK, and upheld 31% of those it decided.
Does Mitsubishi HC Capital UK use any other names?
It trades as beSavvi, CM3, CreditMaster3, Mitsubishi HC Capital Europe and Novuna, and 8 more names. It has previously used 44 other names, including Hitachi Capital (UK) PLC, Besavvi loans and CM+.