MJ Financial Planning Limited

Reference number: 835263

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • MJ Financial Planning Limited (FRN 835263) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use MJ Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from MJ Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When partnership.sjp.co.uk first appeared online, and whether it can receive email
  • What kind of line 07825 889068 is
  • Who else gives the postcode TW2 7AZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mark Johnson Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 August 2020 (6 years old)
Registered office
97 Nelson Road, Twickenham, Middlesex, TW2 7AZ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Johnson Director Nov 1967 25 Aug 2020 None
Jane Renee Johnson Secretary Not published 25 Aug 2020 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2025Abridged accountsNot audited

Net assets

£174

Up £29 from £145

Cash at bank

£15.8k

+45% from £10.9k

Employees (average)

1

Same as 1

Owed within a year

£20.8k

+19% from £17.4k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12835407. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

MJ Financial Planning’s history from the FCA register and Companies House, newest first.

2020

6 November 2020

  • Changed its registered name from "Mark Johnson"

FCA register

25 August 2020

  • Incorporated at Companies House
  • Mark Johnson took control (75–100% of shares)

Companies House

2019

5 March 2019

  • Became an appointed representative

FCA register

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms connected to MJ Financial Planning

Other FCA-listed firms that share a director, phone number or address with MJ Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like MJ Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Twickenham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on MJ Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 7 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is MJ Financial Planning Limited FCA authorised?
MJ Financial Planning Limited (FRN 835263) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for MJ Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. MJ Financial Planning Limited (FRN 835263) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use MJ Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from MJ Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is MJ Financial Planning’s phone number and website?
The FCA register lists the phone number 07825 889068 and the website partnership.sjp.co.uk/partner/markjohnson for MJ Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is MJ Financial Planning a scam or clone?
MJ Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with MJ Financial Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for MJ Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns MJ Financial Planning?
Companies House lists one person with significant control of MJ Financial Planning: Mr Mark Johnson (75–100% of shares).
Who runs MJ Financial Planning?
Companies House lists one director of MJ Financial Planning: Mark Johnson.
How long has MJ Financial Planning been in business?
The company was formed on 25 August 2020.
What do MJ Financial Planning’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £174 (up £29 from £145) and cash at bank of £15.8k (+45% from £10.9k).
Does MJ Financial Planning use any other names?
It has previously used the name Mark Johnson.

Sources and links

The full report on MJ Financial Planning Limited

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