MJS Financial Planning Ltd

Reference number: 912257

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • MJS Financial Planning Ltd (FRN 912257) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use MJS Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from MJS Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When partnership.sjp.co.uk first appeared online, and whether it can receive email
  • What kind of line 07709 587446 is
  • Who else gives the postcode CM15 0HD
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Mark Sullivan Former name
  • Mark Sullivan Wealth Management Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13708764
Company status
Active
Company type
Private limited company
Incorporated
28 October 2021 (4 years old)
Registered office
Oakdene Hook End Lane, Hook End, Brentwood, Essex, CM15 0HD, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Catherine Sullivan Director Apr 1973 28 Oct 2021 None
Mark Sullivan Director Jul 1969 28 Oct 2021 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£14.7k

−31% from £21.2k

Employees (average)

2

Same as 2

Owed within a year

£12.9k

−12% from £14.6k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13708764. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

MJS Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2022

15 January 2022

  • Changed its registered name from "Mark Sullivan"

FCA register

2021

28 October 2021

  • Incorporated at Companies House
  • Catherine Sullivan became a part-owner (25–50% of shares)
  • Mark Sullivan became the majority owner (50–75% of shares)

Companies House

2019

13 August 2019

  • Became an appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like MJS Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Brentwood

Balancepath Financial Planning LtdBrentwoodAppointed representativeBraybrook & CoBrentwoodAppointed representativeFairfield St George Wealth Management LtdBrentwoodAppointed representativeK.I.S.S. Financial Management LtdBrentwoodAppointed representativeLivian Wealth LimitedBrentwoodAppointed representativeMartin HannushBrentwoodAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on MJS Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is MJS Financial Planning Ltd FCA authorised?
MJS Financial Planning Ltd (FRN 912257) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for MJS Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. MJS Financial Planning Ltd (FRN 912257) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use MJS Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from MJS Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is MJS Financial Planning’s phone number and website?
The FCA register lists the phone number 07709 587446 and the website partnership.sjp.co.uk/partner/marksullivan for MJS Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is MJS Financial Planning a scam or clone?
MJS Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with MJS Financial Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for MJS Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns MJS Financial Planning?
Companies House lists 2 people with significant control of MJS Financial Planning: Mr Mark Sullivan (50–75% of shares) and Mrs Catherine Sullivan (25–50% of shares).
Who runs MJS Financial Planning?
Companies House lists 2 directors of MJS Financial Planning: Catherine Sullivan and Mark Sullivan.
How long has MJS Financial Planning been in business?
The company was formed on 28 October 2021.
What do MJS Financial Planning’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £14.7k (−31% from £21.2k).
Does MJS Financial Planning use any other names?
It has previously used 2 other names: Mark Sullivan and Mark Sullivan Wealth Management.

Sources and links

The full report on MJS Financial Planning Ltd

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