MJS Mortgage Consultants Ltd

Reference number: 442868

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sesame Limited Reference number: 150427 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • MJS Mortgage Consultants Ltd (FRN 442868) is an AR of Sesame Limited (FRN 150427). When you use MJS Mortgage Consultants's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from MJS Mortgage Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 8898 8336

  • Address

    21 Bedford Road, Twickenham, Richmond Upon Thames, TW2 5EW, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 8898 8336 is
  • Who else gives the postcode TW2 5EW
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05575422
Company status
Active
Company type
Private limited company
Incorporated
27 September 2005 (21 years old)
Registered office
21 Bedford Road, Twickenham, TW2 5EW, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael James Patrick Stevenson Director Oct 1971 28 Sep 2005 2 other companies
Lisa Joanna Stevenson Secretary Not published 1 Apr 2008 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
is FCA-registered
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 3 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 28 February 2026Micro-entity accountsNot audited

Net assets

£476k

−7.4% from £514k

Employees (average)

4

Same as 4

Owed within a year

£33.4k

+61% from £20.7k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05575422. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

MJS Mortgage Consultants’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2016

27 September 2016

  • Lisa Joanna Stevenson became a part-owner (25–50% of shares)
  • Michael James Patrick Stevenson became a part-owner (25–50% of shares)

Companies House

2005

2 December 2005

  • Became an appointed representative

FCA register

27 September 2005

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 5
Instant PDF download

Firms connected to MJS Mortgage Consultants

Other FCA-listed firms that share a director, phone number or address with MJS Mortgage Consultants. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
Instant PDF download

Firms like MJS Mortgage Consultants

Other firms of the same type (insurance broker), nearest first.

In Twickenham

Chelsea Alliance LimitedTwickenhamAppointed representativeHaymarket Media Group LtdTwickenhamAppointed representativePurvi RachTwickenhamAppointed representativeParkrun LtdTwickenhamAppointed representativeParkrun Trading LimitedTwickenhamAppointed representativeRe:New Broking LtdTwickenhamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on MJS Mortgage Consultants

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is MJS Mortgage Consultants Ltd FCA authorised?
MJS Mortgage Consultants Ltd (FRN 442868) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for MJS Mortgage Consultants?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. MJS Mortgage Consultants Ltd (FRN 442868) is an AR of Sesame Limited (FRN 150427). When you use MJS Mortgage Consultants's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from MJS Mortgage Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is MJS Mortgage Consultants’ phone number?
The FCA register lists the phone number 020 8898 8336 for MJS Mortgage Consultants. If you were given different contact details, use these to check with the firm before going any further.
Is MJS Mortgage Consultants a scam or clone?
MJS Mortgage Consultants is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with MJS Mortgage Consultants?
Protection works through Sesame Limited, the principal firm responsible for MJS Mortgage Consultants's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns MJS Mortgage Consultants?
Companies House lists 2 people with significant control of MJS Mortgage Consultants: Mrs Lisa Joanna Stevenson (25–50% of shares) and Mr Michael James Patrick Stevenson (25–50% of shares).
Who runs MJS Mortgage Consultants?
Companies House lists one director of MJS Mortgage Consultants: Michael James Patrick Stevenson.
How long has MJS Mortgage Consultants been in business?
The company was formed on 27 September 2005.
What do MJS Mortgage Consultants’ latest accounts show?
Its latest accounts, to 28 February 2026, show net assets of £476k (−7.4% from £514k).

Sources and links

The full report on MJS Mortgage Consultants Ltd

£19.99 · Instant PDF download

Loading secure checkout…