Moai Wealth Limited

Reference number: 188586

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When moaiwealth.co.uk first appeared online, and whether it can receive email
  • What kind of line 0117 471 2765 is
  • Who else gives the postcode BS8 2QY
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Marlborough Investment Consultants Limited Former name
  • MICL Limited Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments
  • Managing investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03586388
Company status
Active
Company type
Private limited company
Incorporated
24 June 1998 (28 years old)
Registered office
106 Whiteladies Road, Clifton, Bristol, BS8 2QW, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Lee Nathan Gardhouse Director Sep 1973 28 Feb 2025 7 other companies
Jessica Helen Miller Director Jan 1992 28 Feb 2025 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
1
are FCA-registered
2

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 1 company these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2026Full accountsAudited

Turnover

£887k

+6.6% from £832k

Profit before tax

£90.9k

−13% from £105k

Net assets

£403k

+249% from £115k

Cash at bank

£324k

+84% from £176k

Turnover and profit

In the full report: all 4 years of accounts

  • Every year from 2019 to 2026
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03586388. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Moai Wealth’s history from the FCA register and Companies House, newest first.

Key events (15) All events (25)

2025

14 March 2025

  • Changed its registered name from "MICL Limited"

FCA register

28 February 2025

  • Board replaced: its only director left and 2 new directors took over
  • Jonathan Richard Lowe no longer has significant control
  • Jonathan Richard Lowe no longer holds 50–75% of the votes
  • Jonathan Richard Lowe stopped being the majority owner
  • Moai Group Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Jonathan Richard Lowe became the majority owner (50–75% of shares)
  • Jonathan Richard Lowe gained 50–75% of the votes
  • Jonathan Richard Lowe gained significant control

Companies House

2014

4 June 2014

  • Changed its registered name from "Marlborough Investment Consultants Limited"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1999

7 January 1999

  • Regulated by the Securities and Futures Authority from this date

FCA register

1998

24 June 1998

  • Incorporated at Companies House

Companies House

In the full report: all 25 events

  • All 25 events in its history (15 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Moai Wealth

Other FCA-listed firms that share a director, phone number or address with Moai Wealth. A link shows who the firm is tied to, not whether either can be trusted.

past links
2

In the full report: all 0 connected firms, named

  • 2 past links through former directors
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Firms like Moai Wealth

Other firms of the same type (investment or fund manager), nearest first.

In Bristol

Hargreaves Lansdown Asset Management LimitedBristolAuthorisedHargreaves Lansdown Fund Managers Ltd.BristolAuthorisedChurchill Wealth Management LimitedBristolAuthorisedComputershare Investor Services PLCBristolAuthorisedEden Park Investment Management LtdBristolAuthorisedIndustrial Common Ownership Finance LimitedBristolAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Moai Wealth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 25 events in its history

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Frequently asked questions about this firm

Is Moai Wealth Limited FCA authorised?
Yes, Moai Wealth Limited (FRN 188586) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as an investment or fund manager. The FCA has placed no limits on its permissions.
What is Moai Wealth’s phone number and website?
The FCA register lists the phone number 0117 471 2765 and the website moaiwealth.co.uk for Moai Wealth. If you were given different contact details, use these to check with the firm before going any further.
Is Moai Wealth a scam or clone?
Moai Wealth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Moai Wealth?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Moai Wealth to the Financial Ombudsman Service, free of charge.
Who owns Moai Wealth?
Moai Wealth is owned by Moai Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 28 February 2025. Before that, it was controlled by Jonathan Richard Lowe.
Who runs Moai Wealth?
Companies House lists 2 directors of Moai Wealth: Lee Nathan Gardhouse and Jessica Helen Miller.
How long has Moai Wealth been in business?
The company was formed on 24 June 1998, and has held its current FCA authorisation since December 2001.
What do Moai Wealth’s latest accounts show?
Its latest accounts, to 30 June 2026, show turnover of £887k (+6.6% from £832k) and profit before tax of £90.9k (−13% from £105k).
Does Moai Wealth use any other names?
It has previously used 2 other names: Marlborough Investment Consultants Limited and MICL Limited.

Sources and links

The full report on Moai Wealth Limited

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