Modern Lending Advisers Limited
Reference number: 796140
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No longer an appointed representative
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 11 December 2017.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Last known website
modernlendingadvisers.co.uk
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Last known phone number
0808 208 3169
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Last known address
Baines House, 4 Midgery Court, Fulwood, Preston, Lancashire, PR2 9ZH, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When modernlendingadvisers.co.uk first appeared online, and whether it can receive email
- What kind of line 0808 208 3169 is
- Who else gives the postcode PR2 9ZH
Other names (1)
If you were contacted under any of these names, it is this firm.
- more2life Advice Service Trading name: A name it trades under now.
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action and complaints
No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08270253 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 26 October 2012 (14 years old)
- Registered office
- Baines House Midgery Court Pittman Way, Fulwood, Preston, Lancashire, PR2 9ZH
- Nature of business
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- Dormant Company (SIC 99999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| William Benjamin Hale | Director | Oct 1975 | 15 Nov 2016 | 23 other companies |
| Simon Christopher Thompson | Director | Nov 1972 | 31 Mar 2021 | 35 other companies |
| James Tristan Perkin | Director | Sep 1980 | 28 Jan 2026 | 27 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 44
- closed down
- 8
- are FCA-registered
- 6
In the full report: all 44 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 6 on the FCA register, including one no longer authorised
- The 23 companies these 3 directors run together
- All 9 people who have ever been directors, with their dates
Key dates in its history
Modern Lending Advisers’s history from the FCA register and Companies House, newest first.
2017
11 December 2017
- Stopped being an appointed representative
FCA register
29 November 2017
- Key Retirement Solutions Limited took control (75–100% of shares)
- Krs Finance Ltd gave up control
Companies House
2016
28 November 2016
- Krs Finance Ltd took control (75–100% of shares)
- Retirement People Limited gave up control
Companies House
6 April 2016
- Retirement People Limited took control (75–100% of shares)
Companies House
2012
26 October 2012
- Incorporated at Companies House
Companies House
In the full report: all 21 events
- All 21 events in its history (7 shown here)
- Every director appointment and resignation: 13
Firms connected to Modern Lending Advisers
Other FCA-listed firms that share a director, phone number or address with Modern Lending Advisers. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- no longer authorised
- 1
- share a director
- 5
In the full report: all 5 connected firms, named
- How each is linked: shared directors (5), the same postcode (5)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like Modern Lending Advisers
Other firms of the same type (mortgage adviser or broker), nearest first.
In Preston
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Modern Lending Advisers
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 44 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 21 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Modern Lending Advisers Limited FCA authorised?
Is Modern Lending Advisers a scam or clone?
Is my money safe with Modern Lending Advisers?
Who owns Modern Lending Advisers?
Who runs Modern Lending Advisers?
How long has Modern Lending Advisers been in business?
Does Modern Lending Advisers use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk