Monavate Ltd
Reference number: 901097
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
The Officers' Mess Business Centre, Royston Rd,, Duxford, Cambridge, CB22 4QH, United Kingdom
In the full report: 3 background checks
- When monavate.com first appeared online, and whether it can receive email
- What kind of line 01223 626580 is
- Who else gives the postcode CB22 4QH
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
- a) Services enabling cash placement on a payment account
- b) Services enabling cash withdrawals from a payment account
- c) Execution of payment transactions (not covered by a credit line)
- d) Execution of payment transactions (covered by a credit line)
- e) Issuing payment instruments or acquiring payment transactions
- f) Money remittance
- h) Issuing Electronic Money
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12472532 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 February 2020 (6 years old)
- Registered office
- The Officers Mess Business Centre, Royston Road, Duxford, Cambridge, CB22 4QH, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Scott Paul Lucas | Director | Jan 1977 | 5 Nov 2020 | 1 other company |
| Michael Daniel Rolph | Director | Apr 1981 | 17 Jan 2022 | 5 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 1
- run together
- 1
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 2 directors run together
- All 12 people who have ever been directors, with their dates
Key dates in its history
Monavate’s history from the FCA register and Companies House, newest first.
2026
30 April 2026
- Garth Ben Howat gave up control
Companies House
31 January 2026
- Garth Ben Howat took control (75–100% of shares)
Companies House
2020
4 November 2020
- Became an authorised e-money institution
FCA register
29 July 2020
- Leeandra Jane Vaile gave up control
- Monavate Holdings Limited took control (75–100% of shares)
Companies House
16 April 2020
- Regulated by the FCA from this date
FCA register
19 February 2020
- Incorporated at Companies House
- Leeandra Jane Vaile took control (75–100% of shares)
Companies House
In the full report: all 26 events
- All 26 events in its history (8 shown here)
- Every director appointment and resignation: 18
Firms connected to Monavate
Other FCA-listed firms that share a director, phone number or address with Monavate. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- no longer authorised
- 1
- share its postcode
- 5
In the full report: all 5 connected firms, named
- How each is linked: the same postcode (5)
- Who links each one: the named directors, with dates
Firms like Monavate
Other firms of the same type (payment or money transfer firm), nearest first.
In Cambridge
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Monavate
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details
- All 26 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk