Money Labs Ltd.

Reference number: 812251

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When thepensionlab.co.uk first appeared online, and whether it can receive email
  • What kind of line 0116 268 8736 is
  • Who else gives the postcode LE4 5NU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • The Pension Lab Trading name

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10295451
Company status
Active
Company type
Private limited company
Incorporated
26 July 2016 (10 years old)
Registered office
The Dock, 75 Exploration Drive, Leicester, LE4 5NU, England
Nature of business
  • Other information service activities not elsewhere classified (SIC 63990)

Directors and company secretaries

Name Role Born Appointed Other companies
Scott John Phillips Director Jan 1981 26 Jul 2016 None
Michael Francis Doyle Director Jul 1963 12 Jun 2018 6 other companies
Steven Michael Goddard Director Jun 1966 1 Apr 2021 23 other companies
Neil Gregory Hoad Director Nov 1965 20 Oct 2023 2 other companies
Robert Kelly Adams Director Jul 1961 18 Jan 2025 None
Kevin Okell Director Apr 1962 8 Jan 2026 7 other companies
Stephanie Donaldson Secretary Not published 31 Mar 2026 –

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
38
closed down
11
are FCA-registered
4

In the full report: all 38 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2026Small company accountsNot audited

Net assets

£430k

+15% from £375k

Cash at bank

£98.3k

No earlier figure to compare

Employees (average)

22

+144% from 9

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10295451. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Money Labs’s history from the FCA register and Companies House, newest first.

Key events (4) All events (15)

2025

17 September 2025

  • Scott John Phillips became a part-owner (25–50% of shares)

Companies House

2019

15 February 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

26 July 2016

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (4 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Money Labs

Other FCA-listed firms that share a director, phone number or address with Money Labs. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
4
share its postcode
2

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (4), the same postcode (2)
  • Who links each one: the named directors, with dates
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Get the full report on Money Labs

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 38 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Money Labs Ltd. FCA authorised?
Yes, Money Labs Ltd. (FRN 812251) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2019. The FCA has placed no limits on its permissions.
What is Money Labs’ phone number and website?
The FCA register lists the phone number 0116 268 8736 and the website thepensionlab.co.uk for Money Labs. If you were given different contact details, use these to check with the firm before going any further.
Is Money Labs a scam or clone?
Money Labs is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Money Labs?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Money Labs to the Financial Ombudsman Service, free of charge.
Who owns Money Labs?
Companies House lists one person with significant control of Money Labs: Mr Scott John Phillips (25–50% of shares).
Who runs Money Labs?
Companies House lists 6 directors of Money Labs: Scott John Phillips, Michael Francis Doyle, Steven Michael Goddard, Neil Gregory Hoad, Robert Kelly Adams and Kevin Okell.
How long has Money Labs been in business?
The company was formed on 26 July 2016, and has held its current FCA authorisation since February 2019.
What do Money Labs’ latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £430k (+15% from £375k) and cash at bank of £98.3k (no earlier figure to compare).
Does Money Labs use any other names?
It trades as The Pension Lab.

Sources and links

The full report on Money Labs Ltd.

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