Money & Mortgages (UK) LLP
Reference number: 231483
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 22 years
- Protected through the principal
- No FCA actions
- Active company since 2009
- Accounts filed up to 31 March 2025
Responsible principal firm
Openwork Limited Reference number: 408285 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Money & Mortgages (UK) LLP (FRN 231483) is an AR of Openwork Limited (FRN 408285). When you use Money & Mortgages (UK)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Money & Mortgages (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Dalton Place, 29 John Dalton Street, Manchester, M2 6DS, United Kingdom
In the full report: 3 background checks
- When moneyandmortgages.org first appeared online, and whether it can receive email
- What kind of line 0161 505 0601 is
- Who else gives the postcode M2 6DS
Other names (6)
If you were contacted under any of these names, it is this firm.
- Money & Mortgages Former name: A name it was registered under before.
- Money & Mortgages Limited Former name: A name it was registered under before.
- Money & Mortgages Ltd Former name: A name it was registered under before.
- Craig Hernen Former trading name: A name it used to trade under.
- Craig Hernen Business Protection Specialist Former trading name: A name it used to trade under.
- Key Financial UK Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- OC343865 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Limited liability partnership
- Incorporated
- 9 March 2009 (17 years old)
- Registered office
- Dalton Place, 29 John Dalton Street, Manchester, M2 6DS, England
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Jonathan Paul Jervis Gildea | LLP designated member | Sep 1978 | 9 Mar 2009 | 3 other companies |
| Paul Marc Harrison | LLP designated member | Aug 1970 | 9 Mar 2009 | 3 other companies |
| Paul Elliott | LLP designated member | Jan 1972 | 1 Jun 2015 | 2 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 1
- run together
- 1
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 3 directors run together
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Profit before tax
£3,609
From a loss of £15.5k
Cash at bank
£1,483
+16% from £1,275
Employees (average)
5
+25% from 4
Owed within a year
£13.4k
−41% from £22.7k
Profit before tax
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company OC343865. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Money & Mortgages (UK)’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Jon Gildea gained significant control
- Marc Harrison gained significant control
- Paul Elliott gained significant control
Companies House
2009
15 April 2009
- Changed its registered name from "Money & Mortgages Limited"
FCA register
9 March 2009
- Incorporated at Companies House
Companies House
2007
27 February 2007
- Changed its registered name from "Money & Mortgages Ltd"
FCA register
2004
1 November 2004
- Changed its registered name from "Money & Mortgages"
FCA register
5 February 2004
- Became an appointed representative
FCA register
In the full report: all 23 events
- All 23 events in its history (8 shown here)
- Every director appointment and resignation: 9
Firms like Money & Mortgages (UK)
Other firms of the same type (mortgage adviser or broker), nearest first.
In Manchester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Money & Mortgages (UK)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 23 events in its history
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Frequently asked questions about this firm
Is Money & Mortgages (UK) LLP FCA authorised?
What does appointed representative mean for Money & Mortgages (UK)?
What is Money & Mortgages (UK)’s phone number and website?
Is Money & Mortgages (UK) a scam or clone?
Is my money safe with Money & Mortgages (UK)?
Who owns Money & Mortgages (UK)?
Who runs Money & Mortgages (UK)?
How long has Money & Mortgages (UK) been in business?
What do Money & Mortgages (UK)’s latest accounts show?
Does Money & Mortgages (UK) use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk