Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 31 December 2025
Responsible principal firm
Beneficial Ltd Reference number: 736655 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Money Save Mortgage Ltd (FRN 1008709) is an AR of Beneficial Ltd (FRN 736655). When you use Money Save Mortgage's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Money Save Mortgage, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
18 Cromwell Road, Hayes, Hillingdon, UB3 2PP, United Kingdom
In the full report: 2 background checks
- What kind of line 07804 675786 is
- Who else gives the postcode UB3 2PP
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Beneficial Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15336853 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 December 2023 (2 years old)
- Registered office
- 18 Cromwell Road, Hayes, UB3 2PP, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
- Life insurance (SIC 65110)
- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Pushkar Patel | Director | Oct 1978 | 8 Dec 2023 | 7 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- closed down
- 4
- still active
- 3
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£1,973
Up £1,972 from £1
Cash at bank
£4,354
Up £4,353 from £1
Employees (average)
0
Same as 0
Owed within a year
£2,381
No earlier figure to compare
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15336853. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Money Save Mortgage’s history from the FCA register and Companies House, newest first.
2024
23 February 2024
- Became an appointed representative
FCA register
2023
8 December 2023
- Incorporated at Companies House
- Pushkar Patel took control (75–100% of shares)
- Pushkar Patel appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Money Save Mortgage
Other firms of the same type (mortgage adviser or broker), nearest first.
In Hayes
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Money Save Mortgage
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 2 background checks on its contact details
- All 4 events in its history
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Frequently asked questions about this firm
Is Money Save Mortgage Ltd FCA authorised?
What does appointed representative mean for Money Save Mortgage?
What is Money Save Mortgage’s phone number?
Is Money Save Mortgage a scam or clone?
Is my money safe with Money Save Mortgage?
Who owns Money Save Mortgage?
Who runs Money Save Mortgage?
How long has Money Save Mortgage been in business?
What do Money Save Mortgage’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk