Money Wellness Limited

Reference number: 1020534

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Acts as a payment agent

This firm does not hold FCA authorisation of its own, and acts as a payment agent under another firm's authorisation.

This is one of the company's FCA records. It separately holds full FCA authorisation under FRN 664019 →.

Responsible principal firm

Bud Financial Limited Reference number: 793327 Authorised View firm →

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When moneywellness.com first appeared online, and whether it can receive email
  • What kind of line 0161 669 8925 is
  • Who else gives the postcode M50 2NT
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Other names (11)

If you were contacted under any of these names, it is this firm.

  • Think Link Trading name
  • Gregory Pennington Limited Former name
  • 4 UK Debt Consolidation Former trading name
  • Bankruptcy Advisory Centre Former trading name
  • Benesse Advice Former trading name
  • Debt Advisors Scotland Former trading name
  • Debt Advisory Centre Former trading name
  • Debt Advisory Centre Scotland Former trading name
  • Financial Wellness Group Former trading name
  • Harrington Brooks Former trading name
  • Money Freedom Former trading name

Past FCA permissions and consumer protection

  • Protection works through the principal
    This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02855061
Company status
Active
Company type
Private limited company
Incorporated
20 September 1993 (33 years old)
Registered office
Blue Tower, Mediacityuk, Salford Quays, M50 2NT, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Jonathan Warr Director Apr 1964 28 Apr 1999 20 other companies
Stephen Andrew Stylianou Director May 1969 22 Mar 2002 20 other companies
Lee Mcneill Director Feb 1972 13 May 2021 9 other companies
Jonathan Warr Secretary Not published 29 Apr 2026 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
26
closed down
10
went insolvent
4

In the full report: all 26 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The 4 that went into liquidation or administration
  • The 2 on the FCA register
  • The 18 companies these 3 directors run together
  • All 11 people who have ever been directors, with their dates
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Key dates in its history

Money Wellness’s history from the FCA register and Companies House, newest first.

Key events (8) All events (45)

2026

7 September 2026

  • Changed its registered name from "Gregory Pennington Limited"

FCA register

2024

11 October 2024

  • Status on the FCA register became "PSD Agent"

FCA register

2019

28 February 2019

  • Financial Wellness Group Limited took control (75–100% of shares)
  • Think Money Holdings Limited gave up control

Companies House

2018

7 August 2018

  • Alchemy Partners LLP no longer has significant control

Companies House

2016

6 April 2016

  • Alchemy Partners LLP gained significant control
  • Think Money Holdings Limited took control (75–100% of shares)

Companies House

1993

20 September 1993

  • Incorporated at Companies House

Companies House

In the full report: all 45 events

  • All 45 events in its history (8 shown here)
  • Every director appointment and resignation: 17
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Get the full report on Money Wellness

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 26 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 45 events in its history

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Frequently asked questions about this firm

Is Money Wellness Limited FCA authorised?
Money Wellness Limited (FRN 1020534) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.
What is Money Wellness’ phone number and website?
The FCA register lists the phone number 0161 669 8925 and the website moneywellness.com for Money Wellness. If you were given different contact details, use these to check with the firm before going any further.
Is Money Wellness a scam or clone?
Money Wellness is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Money Wellness?
Money Wellness is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.
Who owns Money Wellness?
Money Wellness is owned by Financial Wellness Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 28 February 2019. Before that, it was controlled by Alchemy Partners LLP and Think Money Holdings Limited.
Who runs Money Wellness?
Companies House lists 3 directors of Money Wellness: Jonathan Warr, Stephen Andrew Stylianou and Lee McNeill.
How long has Money Wellness been in business?
The company was formed on 20 September 1993.
Does Money Wellness use any other names?
It trades as Think Link. It has previously used 10 other names, including Gregory Pennington Limited, 4 UK Debt Consolidation and Bankruptcy Advisory Centre.

Sources and links

The full report on Money Wellness Limited

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