Moneywise Financial Solutions (Malton) Limited

Reference number: 201887

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Moneywise Financial Solutions (Malton) Limited (FRN 201887) is an AR of Openwork Limited (FRN 408285). When you use Moneywise Financial Solutions (Malton)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Moneywise Financial Solutions (Malton), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01653 908203

  • Address

    93 Welham Road, Norton, Malton, North Yorkshire, YO17 9DU, United Kingdom

In the full report: 2 background checks

  • What kind of line 01653 908203 is
  • Who else gives the postcode YO17 9DU
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Moneywise Former name
  • Moneywise Financial Solutions Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06784694
Company status
Active
Company type
Private limited company
Incorporated
7 January 2009 (17 years old)
Registered office
93 Welham Road, Norton, Malton, North Yorkshire, YO17 9DU, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Andrew Colvin Director Aug 1965 7 Jan 2009 1 other company
Philip John Metcalfe Director Sep 1968 7 Jan 2009 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£149k

+64% from £90.8k

Employees (average)

2

Same as 2

Owed within a year

£39.7k

−46% from £73.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06784694. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Moneywise Financial Solutions (Malton)’s history from the FCA register and Companies House, newest first.

Key events (6) All events (10)

2016

6 April 2016

  • Christopher Andrew Colvin became a part-owner (25–50% of shares)
  • Philip John Metcalfe became a part-owner (25–50% of shares)

Companies House

2009

6 April 2009

  • Changed its registered name from "Moneywise Financial Solutions"

FCA register

7 January 2009

  • Incorporated at Companies House

Companies House

2004

25 May 2004

  • Changed its registered name from "Moneywise"

FCA register

2001

9 February 2001

  • Became an appointed representative

FCA register

In the full report: all 10 events

  • All 10 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms like Moneywise Financial Solutions (Malton)

Other firms of the same type (financial adviser), nearest first.

In Malton

Paulina WorthingtonMaltonAppointed representativeSwift & Brining Financial Planning LimitedMaltonAppointed representativeBrideshead Independent Financial ServicesMaltonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Moneywise Financial Solutions (Malton)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Moneywise Financial Solutions (Malton) Limited FCA authorised?
Moneywise Financial Solutions (Malton) Limited (FRN 201887) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Moneywise Financial Solutions (Malton)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Moneywise Financial Solutions (Malton) Limited (FRN 201887) is an AR of Openwork Limited (FRN 408285). When you use Moneywise Financial Solutions (Malton)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Moneywise Financial Solutions (Malton), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Moneywise Financial Solutions (Malton)’s phone number?
The FCA register lists the phone number 01653 908203 for Moneywise Financial Solutions (Malton). If you were given different contact details, use these to check with the firm before going any further.
Is Moneywise Financial Solutions (Malton) a scam or clone?
Moneywise Financial Solutions (Malton) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Moneywise Financial Solutions (Malton)?
Protection works through Openwork Limited, the principal firm responsible for Moneywise Financial Solutions (Malton)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Moneywise Financial Solutions (Malton)?
Companies House lists 2 people with significant control of Moneywise Financial Solutions (Malton): Mr Christopher Andrew Colvin (25–50% of shares) and Mr Philip John Metcalfe (25–50% of shares).
Who runs Moneywise Financial Solutions (Malton)?
Companies House lists 2 directors of Moneywise Financial Solutions (Malton): Christopher Andrew Colvin and Philip John Metcalfe.
How long has Moneywise Financial Solutions (Malton) been in business?
The company was formed on 7 January 2009.
What do Moneywise Financial Solutions (Malton)’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £149k (+64% from £90.8k).
Does Moneywise Financial Solutions (Malton) use any other names?
It has previously used 2 other names: Moneywise and Moneywise Financial Solutions.

Sources and links

The full report on Moneywise Financial Solutions (Malton) Limited

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