Monica Bradley Associates Limited
Reference number: 621137
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 12 years
- Protected through the principal
- No FCA actions
- Active company since 2014
- Accounts filed up to 31 January 2025
Responsible principal firm
Mortgage Advice Bureau Limited Reference number: 455545 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Monica Bradley Associates Limited (FRN 621137) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Monica Bradley Associates's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Monica Bradley Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
16a The Broadway, Carlton Chambers, Cheam, Sutton, Surrey, SM3 8AY, United Kingdom
In the full report: 3 background checks
- When mbassociates.net first appeared online, and whether it can receive email
- What kind of line 020 8652 5240 is, and the other firm that gives it
- Who else gives the postcode SM3 8AY
Other names (2)
If you were contacted under any of these names, it is this firm.
- MBA Trading name: A name it trades under now.
- Mortgage Advice Bureau Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08857932 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 January 2014 (12 years old)
- Registered office
- Carlton Chambers, 16a The Broadway, Cheam, Surrey, SM3 8AY
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Monica Bradley | Director | Sep 1966 | 23 Jan 2014 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£366k
+5.3% from £348k
Cash at bank
£299k
+160% from £115k
Employees (average)
9
Same as 9
Owed within a year
£267k
+304% from £66.1k
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2022 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 08857932. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Monica Bradley Associates’s history from the FCA register and Companies House, newest first.
2016
30 June 2016
- Monica Bradley took control (75–100% of shares)
Companies House
2014
14 April 2014
- Became an appointed representative
FCA register
23 January 2014
- Incorporated at Companies House
Companies House
In the full report: all 6 events
- All 6 events in its history (3 shown here)
- Every director appointment and resignation: 1
Firms connected to Monica Bradley Associates
Other FCA-listed firms that share a director, phone number or address with Monica Bradley Associates. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its phone number
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same phone number (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Monica Bradley Associates
Other firms of the same type (financial adviser), nearest first.
In Sutton
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Monica Bradley Associates
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 6 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Monica Bradley Associates Limited FCA authorised?
What does appointed representative mean for Monica Bradley Associates?
What is Monica Bradley Associates’ phone number and website?
Is Monica Bradley Associates a scam or clone?
Is my money safe with Monica Bradley Associates?
Who owns Monica Bradley Associates?
Who runs Monica Bradley Associates?
How long has Monica Bradley Associates been in business?
What do Monica Bradley Associates’ latest accounts show?
Does Monica Bradley Associates use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk