Monolay Limited

Reference number: 1023032

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Registered with the FCA

This firm is registered to provide account information services. With your permission it can read your account data, but it cannot hold or move your money.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When monolay.co.uk first appeared online, and whether it can receive email
  • What kind of line 07793 470659 is
  • Who else gives the postcode IP5 3RE
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FCA permissions and consumer protection

  • Account information No FSCS cover
    This firm does not hold or move your money, it only reads your account data with your permission. There are no customer funds to safeguard and FSCS protection does not arise. You can still complain about how it handled your data.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Limits on what they may do

  • Agents
    The firm will not onboard any agents.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14634883
Company status
Active
Company type
Private limited company
Incorporated
2 February 2023 (3 years old)
Registered office
Columba House Adastral Park, Martlesham Heath, Ipswich, Suffolk, IP5 3RE, United Kingdom
Nature of business
  • Other software publishing (SIC 58290)

Directors and company secretaries

Name Role Born Appointed Other companies
Anthony Peter Chester Director Feb 1965 2 Feb 2023 3 other companies
Andrew Roy Cleveland Director Sep 1969 2 Feb 2023 2 other companies
Ellis Fraser Hynd Director Sep 1982 2 Feb 2023 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
run together
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 3 directors run together
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Filed accounts and finances

Year to 28 February 2026Abridged accountsNot audited

Net assets

£48.4k

+38% from £35.0k

Cash at bank

£54.2k

+28% from £42.5k

Employees (average)

3

Same as 3

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14634883. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Monolay’s history from the FCA register and Companies House, newest first.

Key events (7) All events (10)

2025

30 October 2025

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Agents)
  • Status on the FCA register became "Registered Account Information Service Provider"

FCA register

2023

2 February 2023

  • Incorporated at Companies House
  • Andrew Roy Cleveland became a part-owner (25–50% of shares)
  • Anthony Peter Chester became a part-owner (25–50% of shares)
  • Ellis Fraser Hynd became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms like Monolay

Other firms of the same type (payment or money transfer firm), nearest first.

In the Ipswich (IP) postcode area

Assured Pay LtdIpswichRegisteredDataswyft LtdIpswichRegisteredUnited Kash LimitedSuffolkAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Monolay

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 10 events in its history

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Frequently asked questions about this firm

Is Monolay Limited FCA authorised?
Yes, Monolay Limited (FRN 1023032) is registered with the FCA and permitted to provide its regulated services.
What is Monolay’s phone number and website?
The FCA register lists the phone number 07793 470659 and the website monolay.co.uk for Monolay. If you were given different contact details, use these to check with the firm before going any further.
Is Monolay a scam or clone?
Monolay is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Monolay?
Protection depends on which product you hold and how Monolay handles your money, so check the specific product before you commit. You can also refer complaints about Monolay to the Financial Ombudsman Service, free of charge.
Who owns Monolay?
Companies House lists 3 people with significant control of Monolay: Mr Andrew Roy Cleveland (25–50% of shares), Ellis Fraser Hynd (25–50% of shares) and Mr Anthony Peter Chester (25–50% of shares).
Who runs Monolay?
Companies House lists 3 directors of Monolay: Anthony Peter Chester, Andrew Roy Cleveland and Ellis Fraser Hynd.
How long has Monolay been in business?
The company was formed on 2 February 2023, and has held its current FCA authorisation since October 2025.
What do Monolay’s latest accounts show?
Its latest accounts, to 28 February 2026, show net assets of £48.4k (+38% from £35.0k) and cash at bank of £54.2k (+28% from £42.5k).

Sources and links

The full report on Monolay Limited

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