More Choice Financial Ltd
Reference number: 560365
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
More Choice Financial Ltd, 7 Station Square, Flitwick, Bedford, Central Bedfordshire, MK45 1DP, United Kingdom
In the full report: 3 background checks
- When morechoice.info first appeared online, and whether it can receive email
- What kind of line 01525 720984 is
- Who else gives the postcode MK45 1DP
Other names (1)
If you were contacted under any of these names, it is this firm.
- More Choice Mortgage Centre Trading name: A name it trades under now.
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
Fake phone numbers (1)
- +46 736 938 625
Fake email addresses (3)
- finance@makeachoice.io
- nicholas.henry.jallos@makeachoice.io
- support@makeachoice.io
Fake websites (1)
- makeachoice.io
The FCA warning these came from
- Makeachoice 14 August 2025
Scammers change these details often. Always check the live FCA warning.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on regulated mortgage contracts
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Debt-counselling
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
- Providing Credit Information Services
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
The clone warnings above are scammers using this firm's name, not something the firm has done.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05973830 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 October 2006 (20 years old)
- Registered office
- 7 Station Square, Flitwick, Bedford, MK45 1DP
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Julie Dawn Myers | Director | Nov 1964 | 20 Oct 2006 | 2 other companies |
| Gareth Tucker | Director | Aug 1979 | 20 Oct 2006 | 1 other company |
| Jeremy Paul Gibson | Director | May 1973 | 7 Aug 2025 | 87 other companies |
| Daniel Richard Mumford | Director | Nov 1978 | 7 Aug 2025 | 7 other companies |
| Mayank Prakash | Director | Jan 1973 | 21 Oct 2025 | 57 other companies |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 98
- closed down
- 19
- went insolvent
- 1
In the full report: all 98 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- The one that went into liquidation or administration
- The 37 on the FCA register, including one no longer authorised
- The 53 companies these 5 directors run together
- All 7 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£125k
−4.6% from £131k
Cash at bank
£249k
+7.5% from £232k
Employees (average)
6
+20% from 5
Owed within a year
£201k
+20% from £168k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 05973830. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
More Choice Financial’s history from the FCA register and Companies House, newest first.
2025
14 August 2025
- FCA warned the public about a scam impersonating this firm
FCA warning list
7 August 2025
- Gareth Tucker stopped being a part-owner
- Julie Dawn Myers stopped being a part-owner
- Pivotal Growth Limited took control (75–100% of shares)
Companies House
2016
30 September 2016
- Gareth Tucker became a part-owner (25–50% of shares)
- Julie Dawn Myers became a part-owner (25–50% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2012
3 January 2012
- Became authorised by the FCA
FCA register
2011
7 October 2011
- Regulated by the Financial Services Authority from this date
FCA register
2006
20 October 2006
- Incorporated at Companies House
Companies House
In the full report: all 20 events
- All 20 events in its history (10 shown here)
- Every director appointment and resignation: 7
Firms connected to More Choice Financial
Other FCA-listed firms that share a director, phone number or address with More Choice Financial. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 2
- share its postcode
- 1
In the full report: all 3 connected firms, named
- How each is linked: shared directors (2), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like More Choice Financial
Other firms of the same type (mortgage adviser or broker), nearest first.
In Bedford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on More Choice Financial
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 98 other companies its directors have run, named
- 3 background checks on its contact details
- All 20 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
Is More Choice Financial Ltd FCA authorised?
What is More Choice Financial’s phone number and website?
Is More Choice Financial a scam or clone?
Is my money safe with More Choice Financial?
Who owns More Choice Financial?
Who runs More Choice Financial?
How long has More Choice Financial been in business?
What do More Choice Financial’s latest accounts show?
Does More Choice Financial use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- FCA warning: Makeachoice fca.org.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk