More Mortgage Solutions Ltd

Reference number: 491487

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When moremortgagesolutions.net first appeared online, and whether it can receive email
  • What kind of line 0161 485 6276 is
  • Who else gives the postcode SK7 6LQ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • MMS Trading name: A name it trades under now.
  • Investment & Property Mortgages Ltd Former name: A name it was registered under before.
  • IPM Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
19 August 2008 (18 years old)
Registered office
19 Woodland Avenue, Hazel Grove, Stockport, SK7 6LQ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael James Young Director Mar 1974 19 Aug 2008 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Employees (average)

1

−67% from 3

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06676741. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

More Mortgage Solutions’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Michael James Young took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2009

18 May 2009

  • Changed its registered name from "Investment & Property Mortgages Ltd"

FCA register

11 March 2009

  • Became authorised by the FCA

FCA register

19 February 2009

  • Regulated by the Financial Services Authority from this date

FCA register

2008

19 August 2008

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like More Mortgage Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Stockport

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on More Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is More Mortgage Solutions Ltd FCA authorised?
Yes, More Mortgage Solutions Ltd (FRN 491487) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2009 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is More Mortgage Solutions’ phone number and website?
The FCA register lists the phone number 0161 485 6276 and the website moremortgagesolutions.net for More Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is More Mortgage Solutions a scam or clone?
More Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with More Mortgage Solutions?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about More Mortgage Solutions to the Financial Ombudsman Service, free of charge.
Who owns More Mortgage Solutions?
Companies House lists one person with significant control of More Mortgage Solutions: Mr Michael James Young (75–100% of shares).
Who runs More Mortgage Solutions?
Companies House lists one director of More Mortgage Solutions: Michael James Young.
How long has More Mortgage Solutions been in business?
The company was formed on 19 August 2008, and has held its current FCA authorisation since March 2009.
What do More Mortgage Solutions’ latest accounts show?
Does More Mortgage Solutions use any other names?
It trades as MMS. It has previously used 2 other names: Investment & Property Mortgages Ltd and IPM.

Sources and links

The full report on More Mortgage Solutions Ltd

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